{
  "source": "fin.codes source-stamped bank profile and labeled routing dataset",
  "canonical_url": "https://fin.codes/bank/credit-union-one",
  "data": {
    "slug": "credit-union-one",
    "name": "Credit Union One",
    "shortName": "Credit Union One",
    "type": "credit-union",
    "ncuaCharter": "62562",
    "hqCity": "Ferndale",
    "hqState": "MI",
    "totalAssets": 1816466810,
    "totalAssetsUnit": "usd",
    "description": "Credit union headquartered in Ferndale, MI.",
    "profileSourceName": "NCUA 5300 Call Report",
    "profileSourceUrl": "https://ncua.gov/files/publications/analysis/call-report-data-2026-03.zip",
    "profileLastVerified": "2026-03-31",
    "indexableRoutingCount": 6,
    "verifiedRoutingEvidenceCount": 0,
    "routingLookupEvidenceCount": 0,
    "routingStateCoverage": [
      "AK",
      "MI",
      "OH"
    ],
    "routingNumbers": [
      {
        "number": "241282823",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Credit Union One cross-checked routing number",
        "state": "OH",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 3 public candidate source families; not verified against an official bank source.",
        "sourceName": "3 public routing candidate source families",
        "sourceUrl": "https://github.com/wealthsimple/frb-participants",
        "crossCheckSourceCount": 3,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "272479841",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "Credit Union One cross-checked routing number",
        "state": "MI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "272482346",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Credit Union One cross-checked routing number",
        "state": "MI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "272483882",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Credit Union One cross-checked routing number",
        "state": "MI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "325272225",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Credit Union One cross-checked routing number",
        "state": "AK",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "325272377",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Credit Union One cross-checked routing number",
        "state": "AK",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "325272063",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "Credit Union One unverified routing candidate",
        "state": "AK",
        "verificationStatus": "unverified",
        "statusNote": "5 public candidate source families mention this routing number, but matched-bank support is below the cross-checked threshold and fin.codes has not verified it against an official bank source.",
        "sourceName": "moov-io/fed FedACH snapshot",
        "sourceUrl": "https://github.com/moov-io/fed",
        "lastReviewed": "2026-06-28"
      }
    ],
    "relatedBanks": [
      "1st-state-bank",
      "4front",
      "a-b-d",
      "aac"
    ],
    "lastVerified": "2026-06-28",
    "dataScore": {
      "value": 80,
      "grade": "strong",
      "label": "Strong coverage",
      "summary": "Strong coverage: uses multi-source cross-checked routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
      "components": [
        {
          "id": "profile",
          "label": "Profile facts",
          "value": 67,
          "description": "Source-stamped profile includes the core institution identity and headquarters facts."
        },
        {
          "id": "routing",
          "label": "Routing confidence",
          "value": 83,
          "description": "6 indexable routing records (0 verified, 6 cross-checked)."
        },
        {
          "id": "review",
          "label": "Review coverage",
          "value": 72,
          "description": "1 routing candidate cleared by automated review."
        },
        {
          "id": "freshness",
          "label": "Freshness",
          "value": 100,
          "description": "Profile and routing source dates are recent for this build."
        }
      ],
      "reviewSignals": {
        "automatedReviewedCandidates": 1,
        "humanReviewedCandidates": 0,
        "manualReviewCandidates": 0
      },
      "factors": [
        "Regulator or official profile source",
        "NCUA charter linked",
        "6 cross-checked routing candidates",
        "1 unverified routing candidate",
        "1 auto-reviewed routing candidate",
        "Recently reviewed source dates"
      ]
    },
    "routingProof": {
      "value": 49,
      "grade": "cross-checked",
      "label": "Cross-checked"
    }
  }
}