{
  "source": "fin.codes source-stamped bank profile and labeled routing dataset",
  "canonical_url": "https://fin.codes/bank/first-citizens-bank-and-trust-company",
  "data": {
    "slug": "first-citizens-bank-and-trust-company",
    "name": "First-Citizens Bank & Trust Company",
    "shortName": "First-Citizens Bank & Trust Company",
    "type": "bank",
    "fdicCert": "11063",
    "website": "https://www.firstcitizens.com",
    "hqCity": "Raleigh",
    "hqState": "NC",
    "totalAssets": 235521000,
    "totalAssetsUnit": "thousands-usd",
    "description": "FDIC-insured bank headquartered in Raleigh, NC.",
    "profileSourceName": "FDIC BankFind Suite",
    "profileSourceUrl": "https://banks.data.fdic.gov/api/institutions?filters=CERT:11063&format=json",
    "profileLastVerified": "2026-06-28",
    "websiteDomain": "firstcitizens.com",
    "indexableRoutingCount": 31,
    "verifiedRoutingEvidenceCount": 0,
    "routingLookupEvidenceCount": 0,
    "routingStateCoverage": [
      "NC",
      "NJ",
      "SC",
      "VA",
      "WI"
    ],
    "routingNumbers": [
      {
        "number": "031207856",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NJ",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "031918637",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "051401836",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "051409223",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "VA",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "051503174",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "053010445",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "053100300",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "053201487",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "053206660",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "061107816",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "061191848",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "061192669",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "WI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "063092327",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "067013124",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "067092022",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "071974408",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "WI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "072471939",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "WI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "075011930",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "WI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "091071598",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "WI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "101089810",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "101089823",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "102089644",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "103089834",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "107089652",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "114993906",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "121182014",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "122187335",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "122287361",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "123084958",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "253271974",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "NC",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "275071288",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "First-Citizens Bank & Trust Company cross-checked routing number",
        "state": "WI",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "053906041",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company unverified routing candidate",
        "state": "NC",
        "verificationStatus": "unverified",
        "statusNote": "5 public candidate source families mention this routing number, but matched-bank support is below the cross-checked threshold and fin.codes has not verified it against an official bank source.",
        "sourceName": "moov-io/fed FedACH snapshot",
        "sourceUrl": "https://github.com/moov-io/fed",
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "053201827",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company unverified routing candidate",
        "state": "SC",
        "verificationStatus": "unverified",
        "statusNote": "One public candidate source family maps this routing number to First-Citizens Bank & Trust Company, but fin.codes has not verified it against an official bank source.",
        "sourceName": "CozyCo/bank_routing FedACH snapshot",
        "sourceUrl": "https://github.com/CozyCo/bank_routing",
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "113094097",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company unverified routing candidate",
        "state": "NC",
        "verificationStatus": "unverified",
        "statusNote": "One public candidate source family maps this routing number to First-Citizens Bank & Trust Company, but fin.codes has not verified it against an official bank source.",
        "sourceName": "CozyCo/bank_routing FedACH snapshot",
        "sourceUrl": "https://github.com/CozyCo/bank_routing",
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "125084969",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "First-Citizens Bank & Trust Company unverified routing candidate",
        "state": "NC",
        "verificationStatus": "unverified",
        "statusNote": "One public candidate source family maps this routing number to First-Citizens Bank & Trust Company, but fin.codes has not verified it against an official bank source.",
        "sourceName": "CozyCo/bank_routing FedACH snapshot",
        "sourceUrl": "https://github.com/CozyCo/bank_routing",
        "lastReviewed": "2026-06-28"
      }
    ],
    "relatedBanks": [
      "acclaim",
      "allegacy",
      "allvac-savings-and",
      "american-bank-of-the-carolinas"
    ],
    "lastVerified": "2026-06-28",
    "dataScore": {
      "value": 95,
      "grade": "excellent",
      "label": "Excellent coverage",
      "summary": "Excellent coverage: uses multi-source cross-checked routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
      "components": [
        {
          "id": "profile",
          "label": "Profile facts",
          "value": 83,
          "description": "Regulator/source profile includes headquarters plus useful public institution facts."
        },
        {
          "id": "routing",
          "label": "Routing confidence",
          "value": 90,
          "description": "31 indexable routing records (0 verified, 31 cross-checked)."
        },
        {
          "id": "review",
          "label": "Review coverage",
          "value": 78,
          "description": "4 routing candidates cleared by automated review."
        },
        {
          "id": "freshness",
          "label": "Freshness",
          "value": 100,
          "description": "Profile and routing source dates are recent for this build."
        }
      ],
      "reviewSignals": {
        "automatedReviewedCandidates": 4,
        "humanReviewedCandidates": 0,
        "manualReviewCandidates": 0
      },
      "factors": [
        "Regulator or official profile source",
        "FDIC certificate linked",
        "31 cross-checked routing candidates",
        "4 unverified routing candidates",
        "4 auto-reviewed routing candidates",
        "Recently reviewed source dates"
      ]
    },
    "routingProof": {
      "value": 55,
      "grade": "cross-checked",
      "label": "Cross-checked"
    }
  }
}