{
  "source": "fin.codes source-stamped bank profile and labeled routing dataset",
  "canonical_url": "https://fin.codes/bank/manufacturers-and-traders-trust-company",
  "data": {
    "slug": "manufacturers-and-traders-trust-company",
    "name": "Manufacturers and Traders Trust Company",
    "shortName": "Manufacturers and Traders Trust Company",
    "type": "bank",
    "fdicCert": "588",
    "website": "https://www.mtb.com",
    "hqCity": "Buffalo",
    "hqState": "NY",
    "totalAssets": 214201000,
    "totalAssetsUnit": "thousands-usd",
    "description": "FDIC-insured bank headquartered in Buffalo, NY.",
    "profileSourceName": "FDIC BankFind Suite",
    "profileSourceUrl": "https://banks.data.fdic.gov/api/institutions?filters=CERT:588&format=json",
    "profileLastVerified": "2026-06-28",
    "websiteDomain": "mtb.com",
    "indexableRoutingCount": 9,
    "verifiedRoutingEvidenceCount": 0,
    "routingLookupEvidenceCount": 0,
    "routingStateCoverage": [
      "NY"
    ],
    "routingNumbers": [
      {
        "number": "022000046",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 6 public candidate source families; not verified against an official bank source.",
        "sourceName": "6 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 6,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "031100092",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "052000113",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 6 public candidate source families; not verified against an official bank source.",
        "sourceName": "6 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 6,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "221272316",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "221272374",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "221370632",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "221972085",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "221972153",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "255072427",
        "kind": "ach",
        "transferTypes": [
          "ACH"
        ],
        "label": "Manufacturers and Traders Trust Company cross-checked routing number",
        "state": "NY",
        "verificationStatus": "cross-checked",
        "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
        "sourceName": "5 public routing candidate source families",
        "sourceUrl": "https://github.com/moov-io/fed",
        "crossCheckSourceCount": 5,
        "lastReviewed": "2026-06-28"
      },
      {
        "number": "221370108",
        "kind": "ach",
        "transferTypes": [
          "ACH",
          "domestic wire"
        ],
        "label": "Manufacturers and Traders Trust Company unverified routing candidate",
        "state": "NY",
        "verificationStatus": "unverified",
        "statusNote": "5 public candidate source families mention this routing number, but matched-bank support is below the cross-checked threshold and fin.codes has not verified it against an official bank source.",
        "sourceName": "moov-io/fed FedACH snapshot",
        "sourceUrl": "https://github.com/moov-io/fed",
        "lastReviewed": "2026-06-28"
      }
    ],
    "relatedBanks": [
      "abacus-federal-savings-bank",
      "abyssinian-baptist-church",
      "academic",
      "access"
    ],
    "lastVerified": "2026-06-28",
    "dataScore": {
      "value": 86,
      "grade": "strong",
      "label": "Strong coverage",
      "summary": "Strong coverage: uses multi-source cross-checked routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
      "components": [
        {
          "id": "profile",
          "label": "Profile facts",
          "value": 83,
          "description": "Regulator/source profile includes headquarters plus useful public institution facts."
        },
        {
          "id": "routing",
          "label": "Routing confidence",
          "value": 85,
          "description": "9 indexable routing records (0 verified, 9 cross-checked)."
        },
        {
          "id": "review",
          "label": "Review coverage",
          "value": 72,
          "description": "1 routing candidate cleared by automated review."
        },
        {
          "id": "freshness",
          "label": "Freshness",
          "value": 100,
          "description": "Profile and routing source dates are recent for this build."
        }
      ],
      "reviewSignals": {
        "automatedReviewedCandidates": 1,
        "humanReviewedCandidates": 0,
        "manualReviewCandidates": 0
      },
      "factors": [
        "Regulator or official profile source",
        "FDIC certificate linked",
        "9 cross-checked routing candidates",
        "1 unverified routing candidate",
        "1 auto-reviewed routing candidate",
        "Recently reviewed source dates"
      ]
    },
    "routingProof": {
      "value": 50,
      "grade": "cross-checked",
      "label": "Cross-checked"
    }
  }
}