{
  "slug": "pnc-bank",
  "name": "PNC Bank, National Association",
  "short_name": "PNC Bank",
  "type": "bank",
  "website": "https://www.pnc.com",
  "hq": "Wilmington, DE",
  "swift": null,
  "phone": null,
  "routing_proof": {
    "grade": "partly-verified",
    "label": "Partly bank-verified"
  },
  "contact": {
    "source_name": "PNC customer service page",
    "source_url": "https://www.pnc.com/en/customer-service/contact-us.html",
    "evidence_screenshot": "https://fin.codes/data/evidence/bank-contacts/pnc-bank-bfffa6f882.png",
    "last_verified": "2026-07-06",
    "numbers": [
      {
        "label": "Personal accounts (24/7)",
        "phone": "1-888-762-2265"
      },
      {
        "label": "Mortgage",
        "phone": "1-800-822-5626"
      },
      {
        "label": "Investments",
        "phone": "1-800-622-7086"
      },
      {
        "label": "Small Business",
        "phone": "1-800-474-2101"
      }
    ]
  },
  "wire_fees": {
    "scope": "PNC consumer accounts (Standard Checking schedule, effective August 17, 2025; PNC's consumer wire table is shared across checking products)",
    "source_name": "PNC Consumer Schedule of Service Charges and Fees",
    "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf",
    "last_checked": "2026-07-06",
    "evidence_screenshot": "https://fin.codes/data/evidence/wire-fees/pnc-bank-fee-schedule.png",
    "evidence_captured_at": "2026-07-06",
    "fees": [
      {
        "kind": "domestic-outgoing",
        "label": "Domestic wire — self-service (online)",
        "value": "$25 each",
        "note": null,
        "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
      },
      {
        "kind": "domestic-outgoing",
        "label": "Domestic wire — agent-assisted",
        "value": "$30 each",
        "note": null,
        "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
      },
      {
        "kind": "international-outgoing",
        "label": "International wire — self-service, in USD",
        "value": "$40 each",
        "note": "agent-assisted international is $50",
        "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
      },
      {
        "kind": "international-outgoing",
        "label": "International wire — self-service, in foreign currency",
        "value": "$5 each",
        "note": "via International Money Transfer where available; exchange-rate spread applies",
        "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
      },
      {
        "kind": "incoming-domestic",
        "label": "Incoming wire — domestic or international",
        "value": "$15 each",
        "note": null,
        "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
      },
      {
        "kind": "cutoff",
        "label": "Same-day window — self-service wires",
        "value": "8:30 a.m.–6:00 p.m. ET on business days",
        "note": null,
        "source_url": "https://www.pnc.com/content/dam/wba-assets/wire-transfers/Self-Service_Wire_and_Money_Transfer_Agreement.pdf"
      }
    ],
    "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
  },
  "routing_numbers": [
    {
      "routing_number": "043000096",
      "kind": "wire",
      "transfer_types": [
        "domestic wire"
      ],
      "state": null,
      "states": null,
      "verification": {
        "status": "verified",
        "label": "Bank-verified",
        "source_name": "PNC routing number support page",
        "source_url": "https://www.pnc.com/en/customer-service/routing-number.html",
        "proof_screenshot": "https://fin.codes/data/evidence/routing-official/pnc-bank-6dd8c3b1eb.png",
        "captured_at": "2026-07-04",
        "cross_check_source_count": null,
        "last_reviewed": "2026-06-28"
      }
    },
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      "state": "PA",
      "states": null,
      "verification": {
        "status": "cross-checked",
        "label": "Cross-checked",
        "source_name": "5 public routing directories",
        "source_url": "https://github.com/moov-io/fed",
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