{
  "source": "fin.codes source-stamped bank profile and labeled routing dataset",
  "canonical_url": "https://fin.codes/bank/varo-bank",
  "data": {
    "slug": "varo-bank",
    "name": "Varo Bank, National Association",
    "shortName": "Varo Bank",
    "type": "bank",
    "fdicCert": "59190",
    "website": "https://www.varomoney.com",
    "hqCity": "Draper",
    "hqState": "UT",
    "totalAssets": 374270,
    "totalAssetsUnit": "thousands-usd",
    "description": "FDIC-insured bank headquartered in Draper, UT.",
    "profileSourceName": "FDIC BankFind Suite",
    "profileSourceUrl": "https://banks.data.fdic.gov/api/institutions?filters=CERT:59190&format=json",
    "profileLastVerified": "2026-06-28",
    "websiteDomain": "varomoney.com",
    "indexableRoutingCount": 0,
    "verifiedRoutingEvidenceCount": 0,
    "routingLookupEvidenceCount": 1,
    "routingStateCoverage": [],
    "routingNumbers": [],
    "routingLookupInstructions": [
      {
        "title": "Find routing and account numbers in the Varo app",
        "sourceName": "Varo routing and account number support article",
        "sourceUrl": "https://support.varomoney.com/hc/en-us/articles/21993040970900-Routing-and-Account-Number",
        "lastReviewed": "2026-06-28",
        "requiresLogin": true,
        "channels": [
          "mobile app"
        ],
        "steps": [
          "Open the Varo app and go to the Home page.",
          "Select the Bank or Savings Account that needs routing/account details.",
          "Tap the gear symbol in the top-right corner.",
          "Toggle Show account number(s) to display the selected account's routing and account number."
        ],
        "evidence": [
          {
            "url": "/data/evidence/routing-lookup/varo-bank-fe489815c8.png",
            "capturedAt": "2026-06-28",
            "label": "Captured official lookup instructions"
          }
        ],
        "note": "Varo documents routing/account lookup inside the app, so fin.codes treats this as self-service guidance instead of a public universal routing number."
      }
    ],
    "relatedBanks": [
      "ally-bank",
      "alpine",
      "america-first",
      "american-express-national-bank"
    ],
    "lastVerified": "2026-06-28",
    "dataScore": {
      "value": 66,
      "grade": "developing",
      "label": "Useful coverage",
      "summary": "Useful coverage: has source-backed profile facts but no routing records yet. The score reflects source depth and confidence, not bank safety or product quality.",
      "components": [
        {
          "id": "profile",
          "label": "Profile facts",
          "value": 83,
          "description": "Regulator/source profile includes headquarters plus useful public institution facts."
        },
        {
          "id": "routing",
          "label": "Routing confidence",
          "value": 24,
          "description": "No routing records are published for this profile yet."
        },
        {
          "id": "review",
          "label": "Review coverage",
          "value": 58,
          "description": "No outstanding candidate-review signal is attached to this profile."
        },
        {
          "id": "freshness",
          "label": "Freshness",
          "value": 100,
          "description": "Profile and routing source dates are recent for this build."
        }
      ],
      "factors": [
        "Regulator or official profile source",
        "FDIC certificate linked",
        "Official self-service routing lookup instructions",
        "No routing records published yet",
        "Recently reviewed source dates"
      ]
    },
    "routingProof": {
      "value": 0,
      "grade": "none",
      "label": "Profile only"
    }
  }
}