{
  "topic": "ach-vs-wire",
  "title": "ACH vs wire routing numbers",
  "explanation": "Use the ACH/direct-deposit number for payroll, direct deposit, and everyday electronic transfers; use the wire number for domestic wire transfers, which also need the recipient's name and address. At many banks the two are different numbers and are not interchangeable — sending an ACH with a wire routing number (or the reverse) can be rejected. Match the number to the transfer type.",
  "canonical_url": "https://fin.codes/api"
}