{
  "policy": "Each fee is quoted from the bank's own published fee schedule or wire page (source linked), with the document's stated account scope and a checked date.",
  "count": 8,
  "results": [
    {
      "bank": {
        "slug": "bank-of-america",
        "name": "Bank of America, N.A.",
        "short_name": "Bank of America",
        "url": "https://fin.codes/bank/bank-of-america"
      },
      "scope": "Bank of America personal accounts (Personal Schedule of Fees, 02/2026 edition)",
      "source_name": "Bank of America Personal Schedule of Fees",
      "source_url": "https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — outgoing",
          "value": "$30",
          "note": null,
          "source_url": "https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — outgoing, in USD",
          "value": "$45",
          "note": null,
          "source_url": "https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — outgoing, in foreign currency",
          "value": "$0 wire fee",
          "note": "exchange-rate markups apply",
          "source_url": "https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — domestic",
          "value": "$15",
          "note": "waived on eligible checking accounts and for Preferred Rewards members",
          "source_url": "https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/"
        },
        {
          "kind": "incoming-international",
          "label": "Incoming wire — international",
          "value": "$15",
          "note": "waived for Preferred Rewards Platinum tier and up",
          "source_url": "https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/"
        },
        {
          "kind": "cutoff",
          "label": "Same-day cutoff — online wires",
          "value": "5 p.m. ET",
          "note": null,
          "source_url": "https://info.bankofamerica.com/en/digital-banking/wire-transfers"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    },
    {
      "bank": {
        "slug": "capital-one",
        "name": "Capital One, National Association",
        "short_name": "Capital One",
        "url": "https://fin.codes/bank/capital-one"
      },
      "scope": "Capital One 360 consumer accounts (360 Checking disclosures effective 5/20/2026; wire disclosures effective 11/25/2025)",
      "source_name": "Capital One 360 Checking disclosures and wire help pages",
      "source_url": "https://www.capitalone.com/bank/disclosures/checking-accounts/online-checking-account/",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — online or by phone",
          "value": "$30",
          "note": "domestic wires can be sent online or by phone only — branches send international wires",
          "source_url": "https://www.capitalone.com/bank/disclosures/checking-accounts/online-checking-account/"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — outgoing",
          "value": "$40",
          "note": "branch only — international wires can't be sent online or by phone",
          "source_url": "https://www.capitalone.com/help-center/checking-savings/wire-transfer-support/"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — domestic or international",
          "value": "$0 for 360 accounts",
          "note": "$15 only on Essential Checking, High-Yield Checking, and Essential Savings",
          "source_url": "https://www.capitalone.com/help-center/checking-savings/send-receive-wire-transfer/"
        },
        {
          "kind": "cutoff",
          "label": "Same-day cutoff",
          "value": "2 p.m. ET online · 3 p.m. ET by phone or at a branch",
          "note": null,
          "source_url": "https://www.capitalone.com/bank/disclosures/wires/"
        },
        {
          "kind": "wire-limit",
          "label": "Online wire limit — daily",
          "value": "$50,000 to any person or company",
          "note": "$500,000 to title companies; no daily limit by phone or at a branch",
          "source_url": "https://www.capitalone.com/help-center/checking-savings/wire-transfer-support/"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    },
    {
      "bank": {
        "slug": "citibank",
        "name": "Citibank, National Association",
        "short_name": "Citibank",
        "url": "https://fin.codes/bank/citibank"
      },
      "scope": "Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted",
      "source_name": "Citi Wire Transfer Services fee table",
      "source_url": "https://www.citi.com/online-services/wire-transfers",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — online",
          "value": "$25 (Standard)",
          "note": "$17.50 Citi Priority; waived for Citigold and Citigold Private Client",
          "source_url": "https://www.citi.com/online-services/wire-transfers"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — online, in USD",
          "value": "$35 (Standard)",
          "note": "$25 Citi Priority; waived for Citigold tiers",
          "source_url": "https://www.citi.com/online-services/wire-transfers"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — online, in foreign currency",
          "value": "$0 for all tiers",
          "note": "exchange-rate spread applies",
          "source_url": "https://www.citi.com/online-services/wire-transfers"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — domestic or international",
          "value": "$15 (Standard)",
          "note": "waived for Citi Priority, Citigold, and Citigold Private Client",
          "source_url": "https://www.citi.com/online-services/wire-transfers"
        },
        {
          "kind": "cutoff",
          "label": "Same-day cutoff — online",
          "value": "6:45 pm ET domestic · 6:00 pm ET international",
          "note": null,
          "source_url": "https://www.citi.com/online-services/wire-transfers"
        },
        {
          "kind": "wire-limit",
          "label": "Online wire limit — USD",
          "value": "Up to $50,000 per account per business day (Standard)",
          "note": "no limit for Citi Priority, Citigold, and Citigold Private Client; foreign-currency wires: up to $50,000 USD-equivalent per transaction (Standard), $500,000 for higher tiers",
          "source_url": "https://www.citi.com/online-services/wire-transfers"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    },
    {
      "bank": {
        "slug": "jpmorgan-chase-bank",
        "name": "JPMorgan Chase Bank, National Association",
        "short_name": "JPMorgan Chase Bank",
        "url": "https://fin.codes/bank/jpmorgan-chase-bank"
      },
      "scope": "Chase personal checking and savings accounts (effective 6/14/2026; fees may be waived on certain account types)",
      "source_name": "Chase Additional Banking Services & Fees for Personal Accounts",
      "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — online",
          "value": "$25 per transfer",
          "note": null,
          "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf"
        },
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — with a banker",
          "value": "$35 per transfer",
          "note": null,
          "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — online, in USD",
          "value": "$40 per transfer",
          "note": null,
          "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — online, in foreign currency",
          "value": "$5 per transfer",
          "note": "$0 when the amount is $5,000 USD or more; exchange-rate spread applies",
          "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — with a banker",
          "value": "$50 per transfer",
          "note": null,
          "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — domestic or international",
          "value": "$15 per transfer",
          "note": "$0 if originally sent with a Chase banker, chase.com, or Chase Mobile",
          "source_url": "https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    },
    {
      "bank": {
        "slug": "pnc-bank",
        "name": "PNC Bank, National Association",
        "short_name": "PNC Bank",
        "url": "https://fin.codes/bank/pnc-bank"
      },
      "scope": "PNC consumer accounts (Standard Checking schedule, effective August 17, 2025; PNC's consumer wire table is shared across checking products)",
      "source_name": "PNC Consumer Schedule of Service Charges and Fees",
      "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — self-service (online)",
          "value": "$25 each",
          "note": null,
          "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
        },
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — agent-assisted",
          "value": "$30 each",
          "note": null,
          "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — self-service, in USD",
          "value": "$40 each",
          "note": "agent-assisted international is $50",
          "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — self-service, in foreign currency",
          "value": "$5 each",
          "note": "via International Money Transfer where available; exchange-rate spread applies",
          "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — domestic or international",
          "value": "$15 each",
          "note": null,
          "source_url": "https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/service-charges-standard-checking-A.pdf"
        },
        {
          "kind": "cutoff",
          "label": "Same-day window — self-service wires",
          "value": "8:30 a.m.–6:00 p.m. ET on business days",
          "note": null,
          "source_url": "https://www.pnc.com/content/dam/wba-assets/wire-transfers/Self-Service_Wire_and_Money_Transfer_Agreement.pdf"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    },
    {
      "bank": {
        "slug": "truist-bank",
        "name": "Truist Bank",
        "short_name": "Truist Bank",
        "url": "https://fin.codes/bank/truist-bank"
      },
      "scope": "Truist personal deposit accounts (fee schedule effective 04/09/2026; wire fees waived on Truist Marquee Checking and Truist Wealth Money Market)",
      "source_name": "Truist Personal Deposit Accounts Fee Schedule",
      "source_url": "https://www.truist.com/content/dam/truist-bank/us/en/documents/rates-fees/personal/truist-one-personal-deposit-accounts-fee-schedule.pdf",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — teammate-assisted",
          "value": "$30 per transfer",
          "note": null,
          "source_url": "https://www.truist.com/content/dam/truist-bank/us/en/documents/rates-fees/personal/truist-one-personal-deposit-accounts-fee-schedule.pdf"
        },
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — online",
          "value": "$20 per transfer",
          "note": "online wire service is available only to Truist Wealth and Premier relationships",
          "source_url": "https://www.truist.com/content/dam/truist-bank/us/en/documents/rates-fees/personal/truist-one-personal-deposit-accounts-fee-schedule.pdf"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — outgoing",
          "value": "$65 per transfer",
          "note": "teammate-assisted; no online international option is listed",
          "source_url": "https://www.truist.com/content/dam/truist-bank/us/en/documents/rates-fees/personal/truist-one-personal-deposit-accounts-fee-schedule.pdf"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — domestic",
          "value": "$15 per transfer",
          "note": "Truist One Checking gets one no-fee incoming wire per calendar month",
          "source_url": "https://www.truist.com/content/dam/truist-bank/us/en/documents/rates-fees/personal/truist-one-personal-deposit-accounts-fee-schedule.pdf"
        },
        {
          "kind": "incoming-international",
          "label": "Incoming wire — international",
          "value": "$20 per transfer",
          "note": null,
          "source_url": "https://www.truist.com/content/dam/truist-bank/us/en/documents/rates-fees/personal/truist-one-personal-deposit-accounts-fee-schedule.pdf"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    },
    {
      "bank": {
        "slug": "u-s-bank",
        "name": "U.S. Bank National Association",
        "short_name": "U.S. Bank",
        "url": "https://fin.codes/bank/u-s-bank"
      },
      "scope": "U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026)",
      "source_name": "U.S. Bank Consumer Pricing Information",
      "source_url": "https://www.usbank.com/dam/en/documents/pdfs/disclosures/revised-consumer-pricing-information.pdf",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Domestic wire — outgoing",
          "value": "$30",
          "note": "$25 when both accounts are at U.S. Bank",
          "source_url": "https://www.usbank.com/dam/en/documents/pdfs/disclosures/revised-consumer-pricing-information.pdf"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — outgoing",
          "value": "$50",
          "note": "sent at a branch or via 24-Hour Banking by phone — not in digital banking",
          "source_url": "https://www.usbank.com/online-mobile-banking/transfer-money/wire-transfers-faq.html"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — domestic",
          "value": "$20",
          "note": "$15 when sent from another U.S. Bank account",
          "source_url": "https://www.usbank.com/dam/en/documents/pdfs/disclosures/revised-consumer-pricing-information.pdf"
        },
        {
          "kind": "incoming-international",
          "label": "Incoming wire — international",
          "value": "$25",
          "note": null,
          "source_url": "https://www.usbank.com/dam/en/documents/pdfs/disclosures/revised-consumer-pricing-information.pdf"
        },
        {
          "kind": "cutoff",
          "label": "Same-day window — digital domestic wires",
          "value": "7:30 a.m.–4:30 p.m. CT on business days",
          "note": null,
          "source_url": "https://www.usbank.com/online-mobile-banking/transfer-money/wire-transfers-faq.html"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    },
    {
      "bank": {
        "slug": "wells-fargo",
        "name": "Wells Fargo Bank, N.A.",
        "short_name": "Wells Fargo",
        "url": "https://fin.codes/bank/wells-fargo"
      },
      "scope": "Wells Fargo consumer accounts (Digital Wires; branch fee noted)",
      "source_name": "Wells Fargo Digital Wires FAQs",
      "source_url": "https://www.wellsfargo.com/help/online-banking/wires-faqs/",
      "last_checked": "2026-07-06",
      "fees": [
        {
          "kind": "domestic-outgoing",
          "label": "Outgoing wire — digital",
          "value": "$0–$25",
          "note": "varies by account; $40 at a branch",
          "source_url": "https://www.wellsfargo.com/help/online-banking/wires-faqs/"
        },
        {
          "kind": "international-outgoing",
          "label": "International wire — digital, in foreign currency",
          "value": "$0 wire fee",
          "note": "exchange-rate markups apply",
          "source_url": "https://www.wellsfargo.com/help/online-banking/wires-faqs/"
        },
        {
          "kind": "incoming-domestic",
          "label": "Incoming wire — consumer accounts",
          "value": "$0",
          "note": "$15 for analyzed business accounts",
          "source_url": "https://www.wellsfargo.com/help/online-banking/wires-faqs/"
        },
        {
          "kind": "cutoff",
          "label": "Same-day cutoff — digital wires",
          "value": "3:00 pm PT domestic · 2:20 pm PT international",
          "note": "4:30 pm PT for wires to another Wells Fargo account",
          "source_url": "https://www.wellsfargo.com/help/online-banking/wires-faqs/"
        }
      ],
      "disclaimer": "Published rates for the stated account scope only — other account types can differ, and fees change. Confirm your own account's fee schedule before sending."
    }
  ]
}