{
  "slug": "american-national-bank-and-trust",
  "name": "American National Bank & Trust",
  "shortName": "American National Bank & Trust",
  "type": "bank",
  "fdicCert": "22373",
  "website": "https://www.amnat.com",
  "hqCity": "Wichita Falls",
  "hqState": "TX",
  "totalAssets": 2470409,
  "totalAssetsUnit": "thousands-usd",
  "description": "FDIC-insured bank headquartered in Wichita Falls, TX.",
  "profileSourceName": "FDIC BankFind Suite",
  "profileSourceUrl": "https://banks.data.fdic.gov/api/institutions?filters=CERT:22373&format=json",
  "profileLastVerified": "2026-06-28",
  "websiteDomain": "amnat.com",
  "indexableRoutingCount": 14,
  "verifiedRoutingEvidenceCount": 0,
  "routingLookupEvidenceCount": 0,
  "routingStateCoverage": [
    "FL",
    "MN",
    "NE",
    "OK",
    "TX",
    "VA",
    "WI"
  ],
  "routingNumbers": [
    {
      "number": "051401027",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "051409155",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "053112149",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "067011977",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "FL",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "067016448",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "FL",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "091017536",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "MN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "091017565",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "MN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "104000854",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "NE",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "111017911",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "TX",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "111318267",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "TX",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "111907144",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "TX",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "111908208",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "TX",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "111924143",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "OK",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "251472623",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "American National Bank & Trust cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "075901516",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust unverified routing candidate",
      "state": "WI",
      "verificationStatus": "unverified",
      "statusNote": "5 public candidate source families mention this routing number, but matched-bank support is below the cross-checked threshold and fin.codes has not verified it against an official bank source.",
      "sourceName": "moov-io/fed FedACH snapshot",
      "sourceUrl": "https://github.com/moov-io/fed",
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "104102202",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "American National Bank & Trust unverified routing candidate",
      "state": "NE",
      "verificationStatus": "unverified",
      "statusNote": "5 public candidate source families mention this routing number, but matched-bank support is below the cross-checked threshold and fin.codes has not verified it against an official bank source.",
      "sourceName": "moov-io/fed FedACH snapshot",
      "sourceUrl": "https://github.com/moov-io/fed",
      "lastReviewed": "2026-06-28"
    }
  ],
  "relatedBanks": [
    "1st-community",
    "1st-university",
    "4u",
    "a"
  ],
  "lastVerified": "2026-06-28",
  "dataScore": {
    "value": 90,
    "grade": "excellent",
    "label": "Excellent coverage",
    "summary": "Excellent coverage: uses multi-source cross-checked routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
    "components": [
      {
        "id": "profile",
        "label": "Profile facts",
        "value": 83,
        "description": "Regulator/source profile includes headquarters plus useful public institution facts."
      },
      {
        "id": "routing",
        "label": "Routing confidence",
        "value": 88,
        "description": "14 indexable routing records (0 verified, 14 cross-checked)."
      },
      {
        "id": "review",
        "label": "Review coverage",
        "value": 74,
        "description": "2 routing candidates cleared by automated review."
      },
      {
        "id": "freshness",
        "label": "Freshness",
        "value": 100,
        "description": "Profile and routing source dates are recent for this build."
      }
    ],
    "reviewSignals": {
      "automatedReviewedCandidates": 2,
      "humanReviewedCandidates": 0,
      "manualReviewCandidates": 0
    },
    "factors": [
      "Regulator or official profile source",
      "FDIC certificate linked",
      "14 cross-checked routing candidates",
      "2 unverified routing candidates",
      "2 auto-reviewed routing candidates",
      "Recently reviewed source dates"
    ]
  },
  "routingProof": {
    "value": 52,
    "grade": "cross-checked",
    "label": "Cross-checked"
  }
}