{
  "slug": "beacon-credit-union-incorporated",
  "name": "Beacon Credit Union, Incorporated",
  "shortName": "Beacon Credit Union, Incorporated",
  "type": "credit-union",
  "ncuaCharter": "66965",
  "hqCity": "Lynchburg",
  "hqState": "VA",
  "totalAssets": 378244954,
  "totalAssetsUnit": "usd",
  "description": "Credit union headquartered in Lynchburg, VA.",
  "profileSourceName": "NCUA 5300 Call Report",
  "profileSourceUrl": "https://ncua.gov/files/publications/analysis/call-report-data-2026-03.zip",
  "profileLastVerified": "2026-03-31",
  "indexableRoutingCount": 8,
  "verifiedRoutingEvidenceCount": 0,
  "routingLookupEvidenceCount": 0,
  "routingStateCoverage": [
    "IN",
    "KY",
    "VA"
  ],
  "routingNumbers": [
    {
      "number": "051485441",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 3 public candidate source families; not verified against an official bank source.",
      "sourceName": "3 public routing candidate source families",
      "sourceUrl": "https://github.com/wealthsimple/frb-participants",
      "crossCheckSourceCount": 3,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "251479930",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "251480424",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "251481067",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "251481122",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "274972689",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "274976151",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "283079298",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "Beacon Credit Union, Incorporated cross-checked routing number",
      "state": "KY",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    }
  ],
  "relatedBanks": [
    "1st-advantage",
    "abnb",
    "agriculture",
    "apple"
  ],
  "lastVerified": "2026-06-28",
  "dataScore": {
    "value": 79,
    "grade": "strong",
    "label": "Strong coverage",
    "summary": "Strong coverage: uses multi-source cross-checked routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
    "components": [
      {
        "id": "profile",
        "label": "Profile facts",
        "value": 67,
        "description": "Source-stamped profile includes the core institution identity and headquarters facts."
      },
      {
        "id": "routing",
        "label": "Routing confidence",
        "value": 84,
        "description": "8 indexable routing records (0 verified, 8 cross-checked)."
      },
      {
        "id": "review",
        "label": "Review coverage",
        "value": 58,
        "description": "No outstanding candidate-review signal is attached to this profile."
      },
      {
        "id": "freshness",
        "label": "Freshness",
        "value": 100,
        "description": "Profile and routing source dates are recent for this build."
      }
    ],
    "factors": [
      "Regulator or official profile source",
      "NCUA charter linked",
      "8 cross-checked routing candidates",
      "Recently reviewed source dates"
    ]
  },
  "routingProof": {
    "value": 50,
    "grade": "cross-checked",
    "label": "Cross-checked"
  }
}