{
  "slug": "first-citizens-bank-and-trust-company",
  "name": "First-Citizens Bank & Trust Company",
  "shortName": "First-Citizens Bank & Trust Company",
  "type": "bank",
  "fdicCert": "11063",
  "website": "https://www.firstcitizens.com",
  "hqCity": "Raleigh",
  "hqState": "NC",
  "totalAssets": 235521000,
  "totalAssetsUnit": "thousands-usd",
  "description": "FDIC-insured bank headquartered in Raleigh, NC.",
  "profileSourceName": "FDIC BankFind Suite",
  "profileSourceUrl": "https://banks.data.fdic.gov/api/institutions?filters=CERT:11063&format=json",
  "profileLastVerified": "2026-06-28",
  "websiteDomain": "firstcitizens.com",
  "indexableRoutingCount": 31,
  "verifiedRoutingEvidenceCount": 0,
  "routingLookupEvidenceCount": 0,
  "routingStateCoverage": [
    "NC",
    "NJ",
    "SC",
    "VA",
    "WI"
  ],
  "routingNumbers": [
    {
      "number": "031207856",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NJ",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "031918637",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "051401836",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "051409223",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "VA",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "051503174",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
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      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "053010445",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "053100300",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
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    },
    {
      "number": "053201487",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
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      "lastReviewed": "2026-06-28"
    },
    {
      "number": "053206660",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "061107816",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "061191848",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "061192669",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "WI",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "063092327",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "067013124",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "067092022",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "071974408",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "WI",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "072471939",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "WI",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "075011930",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "WI",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "091071598",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "WI",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "101089810",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "101089823",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "102089644",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "103089834",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "107089652",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "114993906",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "121182014",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "122187335",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "122287361",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "123084958",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "253271974",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "NC",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "275071288",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First-Citizens Bank & Trust Company cross-checked routing number",
      "state": "WI",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "053906041",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company unverified routing candidate",
      "state": "NC",
      "verificationStatus": "unverified",
      "statusNote": "5 public candidate source families mention this routing number, but matched-bank support is below the cross-checked threshold and fin.codes has not verified it against an official bank source.",
      "sourceName": "moov-io/fed FedACH snapshot",
      "sourceUrl": "https://github.com/moov-io/fed",
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "053201827",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company unverified routing candidate",
      "state": "SC",
      "verificationStatus": "unverified",
      "statusNote": "One public candidate source family maps this routing number to First-Citizens Bank & Trust Company, but fin.codes has not verified it against an official bank source.",
      "sourceName": "CozyCo/bank_routing FedACH snapshot",
      "sourceUrl": "https://github.com/CozyCo/bank_routing",
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "113094097",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company unverified routing candidate",
      "state": "NC",
      "verificationStatus": "unverified",
      "statusNote": "One public candidate source family maps this routing number to First-Citizens Bank & Trust Company, but fin.codes has not verified it against an official bank source.",
      "sourceName": "CozyCo/bank_routing FedACH snapshot",
      "sourceUrl": "https://github.com/CozyCo/bank_routing",
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "125084969",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First-Citizens Bank & Trust Company unverified routing candidate",
      "state": "NC",
      "verificationStatus": "unverified",
      "statusNote": "One public candidate source family maps this routing number to First-Citizens Bank & Trust Company, but fin.codes has not verified it against an official bank source.",
      "sourceName": "CozyCo/bank_routing FedACH snapshot",
      "sourceUrl": "https://github.com/CozyCo/bank_routing",
      "lastReviewed": "2026-06-28"
    }
  ],
  "relatedBanks": [
    "acclaim",
    "allegacy",
    "allvac-savings-and",
    "american-bank-of-the-carolinas"
  ],
  "lastVerified": "2026-06-28",
  "dataScore": {
    "value": 95,
    "grade": "excellent",
    "label": "Excellent coverage",
    "summary": "Excellent coverage: uses multi-source cross-checked routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
    "components": [
      {
        "id": "profile",
        "label": "Profile facts",
        "value": 83,
        "description": "Regulator/source profile includes headquarters plus useful public institution facts."
      },
      {
        "id": "routing",
        "label": "Routing confidence",
        "value": 90,
        "description": "31 indexable routing records (0 verified, 31 cross-checked)."
      },
      {
        "id": "review",
        "label": "Review coverage",
        "value": 78,
        "description": "4 routing candidates cleared by automated review."
      },
      {
        "id": "freshness",
        "label": "Freshness",
        "value": 100,
        "description": "Profile and routing source dates are recent for this build."
      }
    ],
    "reviewSignals": {
      "automatedReviewedCandidates": 4,
      "humanReviewedCandidates": 0,
      "manualReviewCandidates": 0
    },
    "factors": [
      "Regulator or official profile source",
      "FDIC certificate linked",
      "31 cross-checked routing candidates",
      "4 unverified routing candidates",
      "4 auto-reviewed routing candidates",
      "Recently reviewed source dates"
    ]
  },
  "routingProof": {
    "value": 55,
    "grade": "cross-checked",
    "label": "Cross-checked"
  }
}