{
  "slug": "first-merchants-bank",
  "name": "First Merchants Bank",
  "shortName": "First Merchants Bank",
  "type": "bank",
  "fdicCert": "4365",
  "website": "http://www.firstmerchants.com",
  "hqCity": "Muncie",
  "hqState": "IN",
  "totalAssets": 21048883,
  "totalAssetsUnit": "thousands-usd",
  "description": "FDIC-insured bank headquartered in Muncie, IN.",
  "profileSourceName": "FDIC BankFind Suite",
  "profileSourceUrl": "https://banks.data.fdic.gov/api/institutions?filters=CERT:4365&format=json",
  "profileLastVerified": "2026-06-28",
  "websiteDomain": "firstmerchants.com",
  "indexableRoutingCount": 17,
  "verifiedRoutingEvidenceCount": 0,
  "routingLookupEvidenceCount": 0,
  "routingStateCoverage": [
    "IN",
    "OH"
  ],
  "routingNumbers": [
    {
      "number": "044015747",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "044072243",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "OH",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "071205850",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074900657",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074903353",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074905380",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074905461",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074908303",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074913275",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074913314",
      "kind": "ach",
      "transferTypes": [
        "ACH",
        "domestic wire"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074913660",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074913712",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "074971945",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "271972116",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "271974033",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "274970717",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "274970843",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "First Merchants Bank cross-checked routing number",
      "state": "IN",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    }
  ],
  "relatedBanks": [
    "1st-source-bank",
    "a-h-e-plant-3",
    "advance-financial",
    "advantageplus-of-indiana"
  ],
  "lastVerified": "2026-06-28",
  "dataScore": {
    "value": 87,
    "grade": "strong",
    "label": "Strong coverage",
    "summary": "Strong coverage: uses multi-source cross-checked routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
    "components": [
      {
        "id": "profile",
        "label": "Profile facts",
        "value": 83,
        "description": "Regulator/source profile includes headquarters plus useful public institution facts."
      },
      {
        "id": "routing",
        "label": "Routing confidence",
        "value": 89,
        "description": "17 indexable routing records (0 verified, 17 cross-checked)."
      },
      {
        "id": "review",
        "label": "Review coverage",
        "value": 58,
        "description": "No outstanding candidate-review signal is attached to this profile."
      },
      {
        "id": "freshness",
        "label": "Freshness",
        "value": 100,
        "description": "Profile and routing source dates are recent for this build."
      }
    ],
    "factors": [
      "Regulator or official profile source",
      "FDIC certificate linked",
      "17 cross-checked routing candidates",
      "Recently reviewed source dates"
    ]
  },
  "routingProof": {
    "value": 53,
    "grade": "cross-checked",
    "label": "Cross-checked"
  }
}