{
  "slug": "navy-federal-credit-union",
  "name": "Navy Federal Credit Union",
  "shortName": "Navy Federal",
  "type": "credit-union",
  "ncuaCharter": "5536",
  "hqCity": "Vienna",
  "hqState": "VA",
  "totalAssets": 203558954708,
  "totalAssetsUnit": "usd",
  "description": "Member-owned credit union serving military members, veterans, and eligible families.",
  "profileSourceName": "Navy Federal official site",
  "profileSourceUrl": "https://www.navyfederal.org/",
  "profileLastVerified": "2026-06-28",
  "website": "https://www.navyfederal.org/",
  "phone": "1-888-842-6328",
  "websiteDomain": "navyfederal.org",
  "indexableRoutingCount": 2,
  "verifiedRoutingEvidenceCount": 1,
  "routingLookupEvidenceCount": 0,
  "routingStateCoverage": [
    "MD",
    "VA"
  ],
  "routingNumbers": [
    {
      "number": "256074974",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Navy Federal routing number",
      "verificationStatus": "verified",
      "sourceName": "Navy Federal routing number search answer",
      "sourceUrl": "https://www.navyfederal.org/search.html?q=routing",
      "evidence": [
        {
          "url": "/data/evidence/routing-official/navy-federal-credit-union-7a85bb3586.png",
          "capturedAt": "2026-06-28",
          "numbers": [
            "256074974"
          ]
        }
      ],
      "evidenceUrl": "/data/evidence/routing-official/navy-federal-credit-union-7a85bb3586.png",
      "evidenceCapturedAt": "2026-06-28",
      "lastVerified": "2026-06-28",
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "255077451",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Navy Federal cross-checked routing number",
      "state": "MD",
      "verificationStatus": "cross-checked",
      "statusNote": "Cross-checked across 5 public candidate source families; not verified against an official bank source.",
      "sourceName": "5 public routing candidate source families",
      "sourceUrl": "https://github.com/moov-io/fed",
      "crossCheckSourceCount": 5,
      "lastReviewed": "2026-06-28"
    },
    {
      "number": "253175575",
      "kind": "ach",
      "transferTypes": [
        "ACH"
      ],
      "label": "Navy Federal unverified routing candidate",
      "state": "VA",
      "verificationStatus": "unverified",
      "statusNote": "One public candidate source family maps this routing number to Navy Federal, but fin.codes has not verified it against an official bank source.",
      "sourceName": "CozyCo/bank_routing FedACH snapshot",
      "sourceUrl": "https://github.com/CozyCo/bank_routing",
      "lastReviewed": "2026-06-28"
    }
  ],
  "relatedBanks": [
    "1st-advantage",
    "abnb",
    "agriculture",
    "apple"
  ],
  "lastVerified": "2026-06-28",
  "dataScore": {
    "value": 100,
    "grade": "excellent",
    "label": "Excellent coverage",
    "summary": "Excellent coverage: includes official-source routing data. The score reflects source depth and confidence, not bank safety or product quality.",
    "components": [
      {
        "id": "profile",
        "label": "Profile facts",
        "value": 100,
        "description": "Regulator/source profile includes headquarters plus useful public institution facts."
      },
      {
        "id": "routing",
        "label": "Routing confidence",
        "value": 90,
        "description": "2 indexable routing records (1 verified, 1 cross-checked, 1 screenshot-backed)."
      },
      {
        "id": "review",
        "label": "Review coverage",
        "value": 72,
        "description": "1 routing candidate cleared by automated review."
      },
      {
        "id": "freshness",
        "label": "Freshness",
        "value": 100,
        "description": "Profile and routing source dates are recent for this build."
      }
    ],
    "reviewSignals": {
      "automatedReviewedCandidates": 1,
      "humanReviewedCandidates": 0,
      "manualReviewCandidates": 0
    },
    "factors": [
      "Regulator or official profile source",
      "NCUA charter linked",
      "1 official-source routing record",
      "1 screenshot-backed routing record",
      "1 cross-checked routing candidate",
      "1 unverified routing candidate"
    ]
  },
  "routingProof": {
    "value": 78,
    "grade": "partly-verified",
    "label": "Partly bank-verified"
  }
}