{
  "slug": "ubs-bank-usa",
  "name": "UBS Bank USA, National Association",
  "shortName": "UBS Bank USA",
  "type": "bank",
  "fdicCert": "57565",
  "website": "http://www.ubs.com/cefs/en/ubs-bank-usa/ubs-bank-usa.html",
  "hqCity": "Salt Lake City",
  "hqState": "UT",
  "totalAssets": 122261832,
  "totalAssetsUnit": "thousands-usd",
  "description": "FDIC-insured bank headquartered in Salt Lake City, UT.",
  "profileSourceName": "FDIC BankFind Suite",
  "profileSourceUrl": "https://banks.data.fdic.gov/api/institutions?filters=CERT:57565&format=json",
  "profileLastVerified": "2026-06-28",
  "websiteDomain": "ubs.com",
  "indexableRoutingCount": 0,
  "verifiedRoutingEvidenceCount": 0,
  "routingLookupEvidenceCount": 0,
  "routingStateCoverage": [
    "NY"
  ],
  "routingNumbers": [
    {
      "number": "021052927",
      "kind": "wire",
      "transferTypes": [
        "domestic wire"
      ],
      "label": "UBS Bank USA unverified routing candidate",
      "state": "NY",
      "verificationStatus": "unverified",
      "statusNote": "One public candidate source family maps this routing number to UBS Bank USA, but fin.codes has not verified it against an official bank source.",
      "sourceName": "wealthsimple/frb-participants Fedwire JSON",
      "sourceUrl": "https://github.com/wealthsimple/frb-participants",
      "lastReviewed": "2026-06-28"
    }
  ],
  "relatedBanks": [
    "ally-bank",
    "alpine",
    "america-first",
    "american-express-national-bank"
  ],
  "lastVerified": "2026-06-28",
  "dataScore": {
    "value": 59,
    "grade": "profile-only",
    "label": "Profile only",
    "summary": "Profile only: has only unverified routing candidates. The score reflects source depth and confidence, not bank safety or product quality.",
    "components": [
      {
        "id": "profile",
        "label": "Profile facts",
        "value": 83,
        "description": "Regulator/source profile includes headquarters plus useful public institution facts."
      },
      {
        "id": "routing",
        "label": "Routing confidence",
        "value": 39,
        "description": "1 noindex unverified routing candidate published for transparency."
      },
      {
        "id": "review",
        "label": "Review coverage",
        "value": 72,
        "description": "1 routing candidate cleared by automated review."
      },
      {
        "id": "freshness",
        "label": "Freshness",
        "value": 100,
        "description": "Profile and routing source dates are recent for this build."
      }
    ],
    "reviewSignals": {
      "automatedReviewedCandidates": 1,
      "humanReviewedCandidates": 0,
      "manualReviewCandidates": 0
    },
    "factors": [
      "Regulator or official profile source",
      "FDIC certificate linked",
      "1 unverified routing candidate",
      "1 auto-reviewed routing candidate",
      "Recently reviewed source dates"
    ]
  },
  "routingProof": {
    "value": 24,
    "grade": "unconfirmed",
    "label": "Unconfirmed"
  }
}
