How to choose a checking account

Compare monthly fees (and how to waive them), ATM access, and direct-deposit terms before opening an account. When you set up direct deposit, you'll need the bank's routing number — look it up here first.

Routing data is sourced from official bank pages, FDIC and NCUA institution data, and public routing directories, current in this build as of August 2, 2026. Confirm routing or SWIFT details with the financial institution before sending money.