fin.codes

Routing number on a check: where to find it

The routing number is the first group of nine digits printed along the bottom-left edge of a check. The account number comes next, then the check number.

Sample check with the routing number, account number, and check number labeled along the bottom edge No. 1001 DATE PAY TO THE ORDER OF $ DOLLARS MEMO SIGNATURE ⑆123456789⑆ 000987654321⑈ 1001 1Routing number — 9 digits 2Account number 3Check number

The three number groups, left to right

  1. Routing number. The first nine digits, printed between ⑆ symbols. It identifies the bank itself — many customers of the same bank share it.
  2. Account number. The middle group, usually 8–12 digits. It identifies your specific account — treat it like a password.
  3. Check number. The last, shortest group. It matches the check number printed in the top-right corner.

On some business and cashier's checks the groups print in a different order. If the middle group matches the number in the top-right corner, re-read the groups — and confirm both numbers with the bank before sending a wire.

Routing number vs account number

Routing number

  • Always exactly 9 digits
  • Identifies the bank, not you — many customers share it
  • Fine to give out for direct deposit or billing forms

Account number

  • Usually 8–12 digits, varies by bank
  • Identifies your account alone
  • Share it only with people and companies you trust

Finding the routing number without a check

No checkbook? Your routing number is in your bank's app or online banking (usually under account details), on your statement, or in the routing number lookup — where every number is labeled by how it was verified. Setting up direct deposit? You may also be asked for a voided check.

Check number questions

Where is the routing number on a check?

It's the first group of nine digits on the bottom-left of the check, printed in magnetic MICR ink between two transit symbols. The account number follows it, then the check number.

Which number is my account number?

The middle group on the bottom of the check, usually 8 to 12 digits. It sits between the nine-digit routing number and the short check number.

Why does my bank app show a different routing number than my check?

Some banks use different routing numbers for paper checks, ACH transfers, and wires, and numbers can change after mergers. When they disagree, use the number your bank's app or website shows for the transfer type you need, and confirm with the bank before sending money.

What are the ⑆ symbols around the numbers?

They're MICR transit symbols — machine-readable marks that tell check-processing equipment where the routing number starts and ends. You never need to type them.

The other check guides

Routing data is sourced from official bank pages, FDIC and NCUA institution data, and public routing directories, current in this build as of July 4, 2026. Confirm routing or SWIFT details with the financial institution before sending money.