What changed
Dated, sourced updates to the reference: bank changes that affect routing numbers, newly verified records, and site additions. Every bank-fact entry links the source we checked it against.
July 4, 2026 · Bank change
Discover is now a division of Capital One — its routing number hasn't changed
As of July 4, 2026, Discover's own direct-deposit form still shows routing number 031100649 under the new "Discover, a division of Capital One, N.A." branding. We've added it as a Bank-verified record.
July 4, 2026 · Bank change
BMO Harris became BMO Bank — same charter, and one number on BMO's current forms
The 2023 rename was a legal name change on the same FDIC charter — not a merger. BMO's own post-rename form prints 071025661 for direct deposit, one number nationwide.
Source: FDIC BankFind institution history (CERT 16571) · BMO Direct Deposit Transfer Form (bmo.com)
July 4, 2026 · Data
About 150 more numbers cross-checked, by resolving bank renames and trade names
Numbers listed in public data under former names — BMO Harris (now BMO Bank), MetaBank (now Pathward), and Green Dot's registered trade names (GO2bank, GoBank, Bonneville Bank) — now match their current institutions and publish at the Cross-checked tier. Each alias is backed by a regulator record or the bank's own published agreement.
Source: FDIC BankFind institution histories (CERT 16571, CERT 30776) · Green Dot Bank deposit account agreement — registered trade names
July 4, 2026 · Data
Citizens Bank's full state chart added — 8 numbers, Bank-verified with a screenshot
Citizens publishes a routing chart for 11 states on its own site — different ACH numbers by state, with 011500120 as the wire number for CT, MA, NH, and RI. All 8 distinct numbers are now Bank-verified with a captured screenshot of the chart.
Source: Citizens Bank routing numbers by state (citizensbank.com)
July 4, 2026 · Data
Varo Bank added — one nationwide number, Bank-verified
Varo's own site prints 124303201 and says it's the same for all Varo direct deposits — now Bank-verified with a captured screenshot.
Source: Varo blog — account and routing numbers (varomoney.com)
July 4, 2026 · Data
BMO routing numbers added — Bank-verified from BMO's own forms
BMO's own direct-deposit form gives one number for ACH and direct deposit: 071025661 — and its wire schedule gives a separate Fedwire number, 071000288. Both confirmed against BMO's own documents.
Source: BMO Direct Deposit Transfer Form (bmo.com) · BMO Wire Payments Processing Schedule (bmo.com)
July 4, 2026 · Data
Truist wire routing number added — Bank-verified, with a screenshot
Truist's own wire instructions print 061000104 (Truist Bank, Atlanta, GA) — now Bank-verified with a captured screenshot. Truist doesn't publish a full routing list; find your account's ACH number in the Truist app.
Source: Truist mortgage payoff wire instructions (truist.com)
July 4, 2026 · Site
Where the routing and account numbers are on a check, how to void a check for direct deposit, and how to fill one out — each with a labeled diagram.
Routing data is sourced from official bank pages, FDIC and NCUA institution data, and public routing directories, current in this build as of July 4, 2026. Confirm routing or SWIFT details with the financial institution before sending money.