Truist Bank routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 061 000 104. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Yes. Truist Bank assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Truist Bank check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

Your routing number is the first 9 digits in the bottom-left of a Truist Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

844-487-8478 — from Truist Bank's own contact page (truist.com), checked July 6, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.

Per Truist Personal Deposit Accounts Fee Schedule (checked July 6, 2026), for Truist personal deposit accounts (fee schedule effective 04/09/2026; wire fees waived on Truist Marquee Checking and Truist Wealth Money Market): domestic wire — teammate-assisted $30 per transfer; domestic wire — online $20 per transfer (online wire service is available only to Truist Wealth and Premier relationships); international wire — outgoing $65 per transfer (teammate-assisted; no online international option is listed); incoming wire — domestic $15 per transfer (Truist One Checking gets one no-fee incoming wire per calendar month); incoming wire — international $20 per transfer. Fees vary by account type — confirm your own account's fee schedule before sending.

Truist Bank is a bank headquartered in Charlotte, NC.

Every number passes the standard ABA checksum. 1 number is confirmed against an official Truist Bank source. fin.codes is an independent reference, not a bank — always confirm transfer details with Truist Bank before sending money.

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Truist Bank.