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Truist Bank routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 061 000 104.

Partly bank-verifiedTruist mortgage payoff wire instructions · checked October 21, 2026
Direct deposit & ACHUnconfirmed
Depends on your state3 numbers · FL, NC

Direct deposit, payroll, and ACH transfers.

Find your state's number
Domestic wireBank-verified

Incoming and outgoing domestic wire transfers.

Source Truist mortgage payoff wire instructionsChecked October 21, 2026ACH and wire numbers are not interchangeable.
Type
bank
Headquarters
Charlotte, NC
Website
truist.com
FDIC certificate
9846
FDIC reported assets
$548.3B
Parent company EIN
56-0939887Truist Financial Corporation
Bank change

Truist is the 2019 merger of BB&T and SunTrust — Truist said legacy routing numbers would keep working for the vast majority of clients. What changed, with the records

Every Truist Bank routing number

1 number · 1 bank-verified

Routing numberUseStateVerificationChecked
061 000 104Bank-verifiedWireAll statesWireBank-verifiedJuly 4, 2026
1–1 of 1
Unconfirmed3 more numbers seen in public data

These appear for Truist Bank in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with Truist Bank first.

Truist Bank wire transfer fees & limits

From Truist Personal Deposit Accounts Fee Schedule, checked July 6, 2026 — as published for Truist personal deposit accounts (fee schedule effective 04/09/2026; wire fees waived on Truist Marquee Checking and Truist Wealth Money Market).

Domestic wire — teammate-assisted
$30 per transfer
Domestic wire — online
$20 per transfer — online wire service is available only to Truist Wealth and Premier relationships
International wire — outgoing
$65 per transfer — teammate-assisted; no online international option is listed
Incoming wire — domestic
$15 per transfer — Truist One Checking gets one no-fee incoming wire per calendar month
Incoming wire — international
$20 per transfer

Truist Personal Deposit Accounts Fee Schedule

Fees depend on your account

These are the published rates for Truist personal deposit accounts (fee schedule effective 04/09/2026; wire fees waived on Truist Marquee Checking and Truist Wealth Money Market) — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how Truist Bank compares to other banks.

Where we confirmed Truist Bank's numbers

Each Bank-verified number appears on Truist Bank's own published page. Open it to see the number for yourself. fin.codes is independent and not affiliated with Truist Bank.

Truist mortgage payoff wire instructionstruist.com061 000 104 · checked July 4, 2026

Find your Truist Bank number in your account

Find routing and account numbers in Truist online banking or the Truist app

Requires sign-in. Where to look: online banking, mobile app, paper check.

  1. Open the Truist mobile app or sign in to Truist Online Banking.

  2. Select Accounts and choose the account you want to inspect.

  3. Open Account details or View account details to display the account and routing numbers.

  4. For checks, use the nine-digit routing number shown on the check only when it matches the transaction you are making.

Truist also points visitors to branch/customer-service confirmation when the transaction type matters.

Truist routing number help page

Check these before you send money

  • Make sure the bank name on the transfer matches Truist Bank.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Truist Bank's official site or phone line before sending.
  • No one should ever need your password or full card number to look up a routing number — that's a scam.

Truist Bank routing number FAQ

What is Truist Bank's routing number?

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 061 000 104. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does Truist Bank's routing number depend on my state?

Yes. Truist Bank assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Truist Bank check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between Truist Bank's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my Truist Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a Truist Bank check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

How much does Truist Bank charge for a wire transfer?

Per Truist Personal Deposit Accounts Fee Schedule (checked July 6, 2026), for Truist personal deposit accounts (fee schedule effective 04/09/2026; wire fees waived on Truist Marquee Checking and Truist Wealth Money Market): domestic wire — teammate-assisted $30 per transfer; domestic wire — online $20 per transfer (online wire service is available only to Truist Wealth and Premier relationships); international wire — outgoing $65 per transfer (teammate-assisted; no online international option is listed); incoming wire — domestic $15 per transfer (Truist One Checking gets one no-fee incoming wire per calendar month); incoming wire — international $20 per transfer. Fees vary by account type — confirm your own account's fee schedule before sending.

Where is Truist Bank headquartered?

Truist Bank is a bank headquartered in Charlotte, NC.

How does fin.codes check Truist Bank's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official Truist Bank source. fin.codes is an independent reference, not a bank — always confirm transfer details with Truist Bank before sending money.

Is fin.codes affiliated with Truist Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Truist Bank.

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