Wire transfer fees by bank

What each bank publishes for sending and receiving wires — quoted from the bank's own fee schedule, with the account scope the document states and the date we checked it. Fees vary by account type and change, so check your own account's fee schedule before sending.

Bank of America wire fees

From Bank of America Personal Schedule of Fees, checked July 6, 2026 — as published for Bank of America personal accounts (Personal Schedule of Fees, 02/2026 edition).

Domestic wire — outgoing: $30
International wire — outgoing, in USD: $45
International wire — outgoing, in foreign currency: $0 wire fee — exchange-rate markups apply
Incoming wire — domestic: $15 — waived on eligible checking accounts and for Preferred Rewards members
Incoming wire — international: $15 — waived for Preferred Rewards Platinum tier and up
Same-day cutoff — online wires: 5 p.m. ET

Bank of America Personal Schedule of Fees

Capital One wire fees

From Capital One 360 Checking disclosures and wire help pages, checked July 6, 2026 — as published for Capital One 360 consumer accounts (360 Checking disclosures effective 5/20/2026; wire disclosures effective 11/25/2025).

Domestic wire — online or by phone: $30 — domestic wires can be sent online or by phone only — branches send international wires
International wire — outgoing: $40 — branch only — international wires can't be sent online or by phone
Incoming wire — domestic or international: $0 for 360 accounts — $15 only on Essential Checking, High-Yield Checking, and Essential Savings
Same-day cutoff: 2 p.m. ET online · 3 p.m. ET by phone or at a branch
Online wire limit — daily: $50,000 to any person or company — $500,000 to title companies; no daily limit by phone or at a branch

Capital One 360 Checking disclosures and wire help pages

Citibank wire fees

From Citi Wire Transfer Services fee table, checked July 6, 2026 — as published for Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted.

Domestic wire — online: $25 (Standard) — $17.50 Citi Priority; waived for Citigold and Citigold Private Client
International wire — online, in USD: $35 (Standard) — $25 Citi Priority; waived for Citigold tiers
International wire — online, in foreign currency: $0 for all tiers — exchange-rate spread applies
Incoming wire — domestic or international: $15 (Standard) — waived for Citi Priority, Citigold, and Citigold Private Client
Same-day cutoff — online: 6:45 pm ET domestic · 6:00 pm ET international
Online wire limit — USD: Up to $50,000 per account per business day (Standard) — no limit for Citi Priority, Citigold, and Citigold Private Client; foreign-currency wires: up to $50,000 USD-equivalent per transaction (Standard), $500,000 for higher tiers

Citi Wire Transfer Services fee table

JPMorgan Chase Bank wire fees

From Chase Additional Banking Services & Fees for Personal Accounts, checked July 6, 2026 — as published for Chase personal checking and savings accounts (effective 6/14/2026; fees may be waived on certain account types).

Domestic wire — online: $25 per transfer
Domestic wire — with a banker: $35 per transfer
International wire — online, in USD: $40 per transfer
International wire — online, in foreign currency: $5 per transfer — $0 when the amount is $5,000 USD or more; exchange-rate spread applies
International wire — with a banker: $50 per transfer
Incoming wire — domestic or international: $15 per transfer — $0 if originally sent with a Chase banker, chase.com, or Chase Mobile

Chase Additional Banking Services & Fees for Personal Accounts

PNC Bank wire fees

From PNC Consumer Schedule of Service Charges and Fees, checked July 6, 2026 — as published for PNC consumer accounts (Standard Checking schedule, effective August 17, 2025; PNC's consumer wire table is shared across checking products).

Domestic wire — self-service (online): $25 each
Domestic wire — agent-assisted: $30 each
International wire — self-service, in USD: $40 each — agent-assisted international is $50
International wire — self-service, in foreign currency: $5 each — via International Money Transfer where available; exchange-rate spread applies
Incoming wire — domestic or international: $15 each
Same-day window — self-service wires: 8:30 a.m.–6:00 p.m. ET on business days

PNC Consumer Schedule of Service Charges and Fees

Truist Bank wire fees

From Truist Personal Deposit Accounts Fee Schedule, checked July 6, 2026 — as published for Truist personal deposit accounts (fee schedule effective 04/09/2026; wire fees waived on Truist Marquee Checking and Truist Wealth Money Market).

Domestic wire — teammate-assisted: $30 per transfer
Domestic wire — online: $20 per transfer — online wire service is available only to Truist Wealth and Premier relationships
International wire — outgoing: $65 per transfer — teammate-assisted; no online international option is listed
Incoming wire — domestic: $15 per transfer — Truist One Checking gets one no-fee incoming wire per calendar month
Incoming wire — international: $20 per transfer

Truist Personal Deposit Accounts Fee Schedule

U.S. Bank wire fees

From U.S. Bank Consumer Pricing Information, checked July 6, 2026 — as published for U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026).

Domestic wire — outgoing: $30 — $25 when both accounts are at U.S. Bank
International wire — outgoing: $50 — sent at a branch or via 24-Hour Banking by phone — not in digital banking
Incoming wire — domestic: $20 — $15 when sent from another U.S. Bank account
Incoming wire — international: $25
Same-day window — digital domestic wires: 7:30 a.m.–4:30 p.m. CT on business days

U.S. Bank Consumer Pricing Information

Wells Fargo wire fees

From Wells Fargo Digital Wires FAQs, checked July 6, 2026 — as published for Wells Fargo consumer accounts (Digital Wires; branch fee noted).

Outgoing wire — digital: $0–$25 — varies by account; $40 at a branch
International wire — digital, in foreign currency: $0 wire fee — exchange-rate markups apply
Incoming wire — consumer accounts: $0 — $15 for analyzed business accounts
Same-day cutoff — digital wires: 3:00 pm PT domestic · 2:20 pm PT international — 4:30 pm PT for wires to another Wells Fargo account

Wells Fargo Digital Wires FAQs