JPMorgan Chase Bank routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 021 000 021. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Yes. JPMorgan Chase Bank assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a JPMorgan Chase Bank check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

Your routing number is the first 9 digits in the bottom-left of a JPMorgan Chase Bank check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Per Chase Additional Banking Services & Fees for Personal Accounts (checked July 6, 2026), for Chase personal checking and savings accounts (effective 6/14/2026; fees may be waived on certain account types): domestic wire — online $25 per transfer; domestic wire — with a banker $35 per transfer; international wire — online, in usd $40 per transfer; international wire — online, in foreign currency $5 per transfer ($0 when the amount is $5,000 USD or more; exchange-rate spread applies); international wire — with a banker $50 per transfer; incoming wire — domestic or international $15 per transfer ($0 if originally sent with a Chase banker, chase.com, or Chase Mobile). Fees vary by account type — confirm your own account's fee schedule before sending.

JPMorgan Chase Bank, National Association is a bank headquartered in Columbus, OH.

Every number passes the standard ABA checksum. 1 number is confirmed against an official JPMorgan Chase Bank source. 55 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with JPMorgan Chase Bank before sending money.

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by JPMorgan Chase Bank, National Association.