Citibank routing numbers

021 000 089 works for direct deposit, ACH, and domestic wires.

Partly bank-verifiedCitibank online funds-transfer agreement · checked October 21, 2026

Direct deposit, ACH & wiresBank-verified

021000089

Direct deposit, payroll, ACH transfers, and domestic wires.

Source Citibank online funds-transfer agreementChecked October 21, 2026

Type: bank
Headquarters: Sioux Falls, SD
Website: citibank.com
FDIC certificate: 7213
FDIC reported assets: $2.0T
Parent company EIN: 52-1568099Citigroup Inc.

Every Citibank routing number

26 numbers · 1 bank-verified · 25 cross-checked

Routing number	Use	State	Verification	Checked
021 000 089Bank-verified	ACH · Wire	All statesACH · Wire	Bank-verified	June 29, 2026
021 001 486Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
021 272 655Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
022 000 868Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
022 309 239Cross-checked	ACH	NJACH	Cross-checked	June 28, 2026
026 009 645Cross-checked	ACH	NJACH	Cross-checked	June 28, 2026
026 011 882Cross-checked	ACH	NJACH	Cross-checked	June 28, 2026
028 000 082Cross-checked	ACH	DEACH	Cross-checked	June 28, 2026
028 001 489Cross-checked	ACH	NJACH	Cross-checked	June 28, 2026
031 100 209Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
066 007 720Cross-checked	Wire	FLWire	Cross-checked	June 28, 2026
067 004 764Cross-checked	ACH	DEACH	Cross-checked	June 28, 2026
091 408 983Cross-checked	ACH · Wire	SDACH · Wire	Cross-checked	June 28, 2026
091 409 571Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
091 409 681Cross-checked	ACH	DEACH	Cross-checked	June 28, 2026
091 409 704Cross-checked	ACH	DEACH	Cross-checked	June 28, 2026
091 409 717Cross-checked	ACH	DEACH	Cross-checked	June 28, 2026
113 193 532Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
122 233 645Cross-checked	ACH · Wire	CAACH · Wire	Cross-checked	June 28, 2026
122 401 710Cross-checked	ACH	DEACH	Cross-checked	June 28, 2026
122 402 159Cross-checked	ACH	DEACH	Cross-checked	June 28, 2026
221 172 610Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
254 070 116Cross-checked	ACH · Wire	NJACH · Wire	Cross-checked	June 28, 2026
266 086 554Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026
271 070 801Cross-checked	ACH · Wire	DEACH · Wire	Cross-checked	June 28, 2026

1–25 of 26

Unconfirmed7 more numbers seen in public data

These appear for Citibank in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with Citibank first.

Citibank wire transfer fees & limits

From Citi Wire Transfer Services fee table, checked July 6, 2026 — as published for Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted.

Domestic wire — online: $25 (Standard) — $17.50 Citi Priority; waived for Citigold and Citigold Private Client
International wire — online, in USD: $35 (Standard) — $25 Citi Priority; waived for Citigold tiers
International wire — online, in foreign currency: $0 for all tiers — exchange-rate spread applies
Incoming wire — domestic or international: $15 (Standard) — waived for Citi Priority, Citigold, and Citigold Private Client
Same-day cutoff — online: 6:45 pm ET domestic · 6:00 pm ET international
Online wire limit — USD: Up to $50,000 per account per business day (Standard) — no limit for Citi Priority, Citigold, and Citigold Private Client; foreign-currency wires: up to $50,000 USD-equivalent per transaction (Standard), $500,000 for higher tiers

Citi Wire Transfer Services fee table

Fees depend on your account

These are the published rates for Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how Citibank compares to other banks.

Where we confirmed Citibank's numbers

Each Bank-verified number appears on Citibank's own published page. Open it to see the number for yourself. fin.codes is independent and not affiliated with Citibank.

Citibank online funds-transfer agreementonline.citi.com021 000 089 · checked June 29, 2026

Find your Citibank number in your account

Find Citibank ABA/routing details through Citi help and account views

Requires sign-in. Where to look: online banking, mobile app, paper check.

Open Citi's public help search and search for routing number.
Use the My Routing Number help result to review Citi's ABA/routing-number guidance.
Sign on to Citi for account-specific details when the selected account or transaction requires confirmation.
If using a paper check, confirm the ABA/routing number printed at the lower left corner before using it.

Citi's public help answer explains how to locate ABA/routing details but does not publish a universal routing number on the public page.

Citi public help search routing number answer

Check these before you send money

Make sure the bank name on the transfer matches Citibank, National Association.
Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
For wires, double-check the recipient's name and address too.
If instructions arrived by email, confirm them on Citibank's official site or phone line before sending.
Avoid: No one should ever need your password or full card number to look up a routing number — that's a scam.

Citibank routing number FAQ

What is Citibank's routing number?

021 000 089 works for direct deposit, ACH, and domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Citibank routing number?

Your routing number is the first 9 digits in the bottom-left of a Citibank check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

How much does Citibank charge for a wire transfer?

Per Citi Wire Transfer Services fee table (checked July 6, 2026), for Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted: domestic wire — online $25 (Standard) ($17.50 Citi Priority; waived for Citigold and Citigold Private Client); international wire — online, in usd $35 (Standard) ($25 Citi Priority; waived for Citigold tiers); international wire — online, in foreign currency $0 for all tiers (exchange-rate spread applies); incoming wire — domestic or international $15 (Standard) (waived for Citi Priority, Citigold, and Citigold Private Client). Fees vary by account type — confirm your own account's fee schedule before sending.

Where is Citibank headquartered?

Citibank, National Association is a bank headquartered in Sioux Falls, SD.

How does fin.codes check Citibank's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official Citibank source. 25 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Citibank before sending money.

Is fin.codes affiliated with Citibank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Citibank, National Association.

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