Direct deposit, payroll, ACH transfers, and domestic wires
Confirmed against an official bank source. Always confirm with the bank before you send money.
021 000 089 works for direct deposit, ACH, and domestic wires.
Bank-verifiedCitibank online funds-transfer agreementchecked June 29, 2026Direct deposit, payroll, ACH transfers, and domestic wires
Confirmed against an official bank source. Always confirm with the bank before you send money.
These appear for Citibank in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with Citibank first.
Every phone number Citibank publishes on its own contact page (online.citi.com), checked July 6, 2026.
Screenshot of Citibank's contact page (captured July 6, 2026)
From Citi Wire Transfer Services fee table, checked July 6, 2026 — as published for Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted.
Citi Wire Transfer Services fee table · Screenshot of the fee schedule (captured July 6, 2026)
These are the published rates for Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how Citibank compares to other banks.
Requires sign-in. Where to look: online banking, mobile app, paper check.
Citi's public help answer explains how to locate ABA/routing details but does not publish a universal routing number on the public page.
Citi public help search routing number answerCaptured by our verification pipeline — a headless browser opens Citibank's own pages, confirms each number, and saves watermarked, dated screenshots. Independent third-party evidence; fin.codes is not affiliated with Citibank.
021 000 089 works for direct deposit, ACH, and domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Citibank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
1-800-950-5114 — from Citibank's own contact page (online.citi.com), checked July 6, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.
Per Citi Wire Transfer Services fee table (checked July 6, 2026), for Citi consumer accounts — Standard tier shown; Citi Priority reduced and Citigold tiers waived where noted: domestic wire — online $25 (Standard) ($17.50 Citi Priority; waived for Citigold and Citigold Private Client); international wire — online, in usd $35 (Standard) ($25 Citi Priority; waived for Citigold tiers); international wire — online, in foreign currency $0 for all tiers (exchange-rate spread applies); incoming wire — domestic or international $15 (Standard) (waived for Citi Priority, Citigold, and Citigold Private Client). Fees vary by account type — confirm your own account's fee schedule before sending.
Citibank, National Association is a bank headquartered in Sioux Falls, SD.
Every number passes the standard ABA checksum. 1 number is confirmed against an official Citibank source. 25 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Citibank before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Citibank, National Association.