Wells Fargo routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 121 000 248.

Partly bank-verifiedWells Fargo routing numbers page · checked June 28, 2026
Direct deposit & ACHCross-checked
Depends on your state203 numbers · CA, MN, NC, NV

Direct deposit, payroll, and ACH transfers.

Domestic wireBank-verified

121000248

Incoming and outgoing domestic wire transfers.

Source Wells Fargo routing numbers pageChecked June 28, 2026ACH and wire numbers are not interchangeable.
Type
bank
Headquarters
San Francisco, CA
FDIC certificate
3511
FDIC reported assets
$1.9T
Parent company EIN
41-0449260Wells Fargo & Company

Every Wells Fargo routing number

140 numbers · 1 bank-verified · 139 cross-checked

Routing numberUseStateVerificationCheckedCopy
121 000 248Bank-verifiedWireAll statesWireBank-verifiedJune 28, 2026
011 100 106Cross-checkedACHMNACHCross-checkedJune 28, 2026
021 101 108Cross-checkedACHMNACHCross-checkedJune 28, 2026
021 200 025Cross-checkedACHMNACHCross-checkedJune 28, 2026
021 200 559Cross-checkedACHMNACHCross-checkedJune 28, 2026
021 200 986Cross-checkedACHMNACHCross-checkedJune 28, 2026
021 201 011Cross-checkedACHMNACHCross-checkedJune 28, 2026
021 202 175Cross-checkedACHMNACHCross-checkedJune 28, 2026
021 473 027Cross-checkedACHMNACHCross-checkedJune 28, 2026
026 012 881Cross-checkedACHMNACHCross-checkedJune 28, 2026
026 073 079Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 000 011Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 000 024Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 000 095Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 000 503Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 100 225Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 100 869Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 200 730Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 201 467Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 300 465Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 301 312Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 302 777Cross-checkedACHMNACHCross-checkedJune 28, 2026
031 901 686Cross-checkedACHMNACHCross-checkedJune 28, 2026
041 203 824Cross-checkedACHMNACHCross-checkedJune 28, 2026
041 215 537Cross-checkedACHMNACHCross-checkedJune 28, 2026
1–25 of 140
Unconfirmed64 more numbers seen in public data

These appear for Wells Fargo in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with Wells Fargo first.

Wells Fargo wire transfer fees & limits

From Wells Fargo Digital Wires FAQs, checked July 6, 2026 — as published for Wells Fargo consumer accounts (Digital Wires; branch fee noted).

Outgoing wire — digital
$0–$25 — varies by account; $40 at a branch
International wire — digital, in foreign currency
$0 wire fee — exchange-rate markups apply
Incoming wire — consumer accounts
$0 — $15 for analyzed business accounts
Same-day cutoff — digital wires
3:00 pm PT domestic · 2:20 pm PT international — 4:30 pm PT for wires to another Wells Fargo account

Wells Fargo Digital Wires FAQs

Fees depend on your account

These are the published rates for Wells Fargo consumer accounts (Digital Wires; branch fee noted) — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how Wells Fargo compares to other banks.

Where we confirmed Wells Fargo's numbers

Each Bank-verified number appears on Wells Fargo's own published page. Open it to see the number for yourself. fin.codes is independent and not affiliated with Wells Fargo.

Find your Wells Fargo number in your account

Find routing and account numbers in Wells Fargo Online

Requires sign-in. Where to look: online banking, paper check.

  1. Sign on to Wells Fargo Online.

  2. Select the account you want to inspect.

  3. Open the Account area for the full account number.

  4. Open Routing numbers near the account name and account-number area to view the routing number for that account.

Wells Fargo also publishes an interactive routing-number flow for wires and account types, but full account numbers require authenticated access.

Wells Fargo routing and account number page

Check these before you send money

  • Make sure the bank name on the transfer matches Wells Fargo Bank, N.A..
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Wells Fargo's official site or phone line before sending.
  • Avoid: No one should ever need your password or full card number to look up a routing number — that's a scam.

Wells Fargo routing number FAQ

What is Wells Fargo's routing number?

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 121 000 248. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does Wells Fargo's routing number depend on my state?

Yes. Wells Fargo assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Wells Fargo check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between Wells Fargo's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my Wells Fargo routing number?

Your routing number is the first 9 digits in the bottom-left of a Wells Fargo check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

How much does Wells Fargo charge for a wire transfer?

Per Wells Fargo Digital Wires FAQs (checked July 6, 2026), for Wells Fargo consumer accounts (Digital Wires; branch fee noted): outgoing wire — digital $0–$25 (varies by account; $40 at a branch); international wire — digital, in foreign currency $0 wire fee (exchange-rate markups apply); incoming wire — consumer accounts $0 ($15 for analyzed business accounts). Fees vary by account type — confirm your own account's fee schedule before sending.

Where is Wells Fargo headquartered?

Wells Fargo Bank, N.A. is a bank headquartered in San Francisco, CA.

How does fin.codes check Wells Fargo's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official Wells Fargo source. 139 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Wells Fargo before sending money.

Is fin.codes affiliated with Wells Fargo?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Wells Fargo Bank, N.A..

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