The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 121 000 248.
Bank-verifiedWells Fargo routing numbers pagechecked June 28, 2026Direct deposit, payroll, and ACH transfers
203 numbers · CA, MN, NC, NV
Wells Fargo uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.
Find your state's numberIncoming and outgoing domestic wire transfers
Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.
These appear for Wells Fargo in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with Wells Fargo first.
Every phone number Wells Fargo publishes on its own contact page (wellsfargo.com), checked July 6, 2026.
Screenshot of Wells Fargo's contact page (captured July 6, 2026)
From Wells Fargo Digital Wires FAQs, checked July 6, 2026 — as published for Wells Fargo consumer accounts (Digital Wires; branch fee noted).
Wells Fargo Digital Wires FAQs · Screenshot of the fee schedule (captured July 6, 2026)
These are the published rates for Wells Fargo consumer accounts (Digital Wires; branch fee noted) — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how Wells Fargo compares to other banks.
Requires sign-in. Where to look: online banking, paper check.
Wells Fargo also publishes an interactive routing-number flow for wires and account types, but full account numbers require authenticated access.
Wells Fargo routing and account number pageCaptured by our verification pipeline — a headless browser opens Wells Fargo's own pages, confirms each number, and saves watermarked, dated screenshots. Independent third-party evidence; fin.codes is not affiliated with Wells Fargo.
The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 121 000 248. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Yes. Wells Fargo assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Wells Fargo check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.
Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.
Your routing number is the first 9 digits in the bottom-left of a Wells Fargo check, or in your online and mobile banking under account or routing details. You can also confirm it by calling 1-800-869-3557. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
1-800-869-3557 — from Wells Fargo's own contact page (wellsfargo.com), checked July 6, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.
Per Wells Fargo Digital Wires FAQs (checked July 6, 2026), for Wells Fargo consumer accounts (Digital Wires; branch fee noted): outgoing wire — digital $0–$25 (varies by account; $40 at a branch); international wire — digital, in foreign currency $0 wire fee (exchange-rate markups apply); incoming wire — consumer accounts $0 ($15 for analyzed business accounts). Fees vary by account type — confirm your own account's fee schedule before sending.
Wells Fargo Bank, N.A. is a bank headquartered in San Francisco, CA.
Every number passes the standard ABA checksum. 1 number is confirmed against an official Wells Fargo source. 139 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Wells Fargo before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Wells Fargo Bank, N.A..
