Bank of America routing numbers

122 101 706 is for direct deposit and ACH; 026 009 593 is for domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

Your routing number is the first 9 digits in the bottom-left of a Bank of America check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Per Bank of America Personal Schedule of Fees (checked July 6, 2026), for Bank of America personal accounts (Personal Schedule of Fees, 02/2026 edition): domestic wire — outgoing $30; international wire — outgoing, in usd $45; international wire — outgoing, in foreign currency $0 wire fee (exchange-rate markups apply); incoming wire — domestic $15 (waived on eligible checking accounts and for Preferred Rewards members); incoming wire — international $15 (waived for Preferred Rewards Platinum tier and up). Fees vary by account type — confirm your own account's fee schedule before sending.

Bank of America, N.A. is a bank headquartered in Charlotte, NC.

Every number passes the standard ABA checksum. 35 numbers are confirmed against an official Bank of America source. 179 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Bank of America before sending money.

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Bank of America, N.A..