Direct deposit, payroll, and ACH transfers
Confirmed against an official bank source. Always confirm with the bank before you send money.
122 101 706 is for direct deposit and ACH; 026 009 593 is for domestic wires.
Bank-verifiedBank of America routing number FAQchecked June 28, 2026Direct deposit, payroll, and ACH transfers
Confirmed against an official bank source. Always confirm with the bank before you send money.
Incoming and outgoing domestic wire transfers
Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.
These appear for Bank of America in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with Bank of America first.
Every phone number Bank of America publishes on its own contact page (bankofamerica.com), checked July 6, 2026.
Screenshot of Bank of America's contact page (captured July 6, 2026)
From Bank of America Personal Schedule of Fees, checked July 6, 2026 — as published for Bank of America personal accounts (Personal Schedule of Fees, 02/2026 edition).
Bank of America Personal Schedule of Fees · Screenshot of the fee schedule (captured July 6, 2026)
These are the published rates for Bank of America personal accounts (Personal Schedule of Fees, 02/2026 edition) — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how Bank of America compares to other banks.
Where to look: a check, online banking, the mobile app.
Captured by our verification pipeline — a headless browser opens Bank of America's own pages, confirms each number, and saves watermarked, dated screenshots. Independent third-party evidence; fin.codes is not affiliated with Bank of America.
Official screenshot122 101 706, 026 009 593 · captured June 28, 2026
Official screenshot082 000 073, 026 009 593 · captured June 28, 2026
Official screenshot121 000 358, 026 009 593 · captured June 28, 2026
Official screenshot123 103 716, 026 009 593 · captured June 28, 2026
Official screenshot123 103 716, 026 009 593 · captured June 28, 2026
Official screenshot123 103 716, 026 009 593 · captured June 28, 2026
Official screenshot123 103 716, 026 009 593 · captured June 28, 2026
Official screenshot123 103 716, 026 009 593 · captured June 28, 2026
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Official screenshot071 214 579, 026 009 593 · captured June 28, 2026
Official screenshot071 214 579, 026 009 593 · captured June 28, 2026
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Official screenshot054 001 204, 026 009 593 · captured June 28, 2026122 101 706 is for direct deposit and ACH; 026 009 593 is for domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.
Your routing number is the first 9 digits in the bottom-left of a Bank of America check, or in your online and mobile banking under account or routing details. You can also confirm it by calling 1-844-375-7028. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
800.432.1000 — from Bank of America's own contact page (bankofamerica.com), checked July 6, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.
Per Bank of America Personal Schedule of Fees (checked July 6, 2026), for Bank of America personal accounts (Personal Schedule of Fees, 02/2026 edition): domestic wire — outgoing $30; international wire — outgoing, in usd $45; international wire — outgoing, in foreign currency $0 wire fee (exchange-rate markups apply); incoming wire — domestic $15 (waived on eligible checking accounts and for Preferred Rewards members); incoming wire — international $15 (waived for Preferred Rewards Platinum tier and up). Fees vary by account type — confirm your own account's fee schedule before sending.
Bank of America, N.A. is a bank headquartered in Charlotte, NC.
Every number passes the standard ABA checksum. 35 numbers are confirmed against an official Bank of America source. 179 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Bank of America before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Bank of America, N.A..