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U.S. Bank routing numbers

U.S. Bank's ACH and direct-deposit routing number depends on the U.S. state where you opened your account. For domestic wires, U.S. Bank uses 042 000 013 (cross-checked against public directories — confirm before you send).

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersU.S. Bank
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

Depends on your state

9 numbers · MN

U.S. Bank uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.

Find your state's number
Domestic wireCross-checked

Incoming and outgoing domestic wire transfers

042 000 013

Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.

Type
bank
Headquarters
Cincinnati, OH
Website
usbank.com
FDIC certificate
6548
FDIC reported assets
$683.4B
All numbers

Every U.S. Bank routing number

Lookup tool
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Find it yourself

Find your U.S. Bank number in your account

Find routing and account numbers in U.S. Bank online banking or the mobile app

Requires sign-in. Where to look: online banking, mobile app, paper check.

  1. Open the U.S. Bank Mobile App or sign in to U.S. Bank online banking.
  2. In the app, select the account, open Manage, and then open Account & routing number; the Smart Assistant can also answer the routing-number question.
  3. In online banking, select the account from the dashboard and review the top account box for the routing number.
  4. Use the account-number reveal control only inside the authenticated U.S. Bank account view.

U.S. Bank publishes self-service paths because routing and full account-number details are account-specific.

U.S. Bank ABA routing number page
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches U.S. Bank National Association.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on U.S. Bank's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

U.S. Bank routing number FAQ

What is U.S. Bank's routing number?

U.S. Bank's ACH and direct-deposit routing number depends on the U.S. state where you opened your account. For domestic wires, U.S. Bank uses 042 000 013 (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does U.S. Bank's routing number depend on my state?

Yes. U.S. Bank assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a U.S. Bank check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between U.S. Bank's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my U.S. Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a U.S. Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is U.S. Bank headquartered?

U.S. Bank National Association is a bank headquartered in Cincinnati, OH.

How does fin.codes check U.S. Bank's routing numbers?

Every number passes the standard ABA checksum. 9 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with U.S. Bank before sending money.

Is fin.codes affiliated with U.S. Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by U.S. Bank National Association.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.