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U.S. Bank routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 091 000 022.

Partly bank-verifiedU.S. Bank knowledge base · checked October 21, 2026
Direct deposit & ACHCross-checked
Depends on your state9 numbers · MN

Direct deposit, payroll, and ACH transfers.

Find your state's number
Domestic wireBank-verified

Incoming and outgoing domestic wire transfers.

Source U.S. Bank knowledge baseChecked October 21, 2026ACH and wire numbers are not interchangeable.
Type
bank
Headquarters
Cincinnati, OH
Website
usbank.com
FDIC certificate
6548
FDIC reported assets
$705.6B
Parent company EIN
41-0255900U.S. Bancorp

Every U.S. Bank routing number

10 numbers · 1 bank-verified · 9 cross-checked

Routing numberUseStateVerificationChecked
091 000 022Bank-verifiedWireAll statesWireBank-verifiedJune 29, 2026
011 501 747Cross-checkedACHMNACHCross-checkedJune 28, 2026
041 202 582Cross-checkedACHMNACHCross-checkedJune 28, 2026
042 000 013Cross-checkedACH · WireMNACH · WireCross-checkedJune 28, 2026
064 000 059Cross-checkedACH · WireMNACH · WireCross-checkedJune 28, 2026
092 904 554Cross-checkedACHMNACHCross-checkedJune 28, 2026
104 101 575Cross-checkedACHMNACHCross-checkedJune 28, 2026
107 001 452Cross-checkedACH · WireMNACH · WireCross-checkedJune 28, 2026
107 002 312Cross-checkedACH · WireMNACH · WireCross-checkedJune 28, 2026
312 270 379Cross-checkedACHMNACHCross-checkedJune 28, 2026
1–10 of 10

U.S. Bank wire transfer fees & limits

From U.S. Bank Consumer Pricing Information, checked July 6, 2026 — as published for U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026).

Domestic wire — outgoing
$30 — $25 when both accounts are at U.S. Bank
International wire — outgoing
$50 — sent at a branch or via 24-Hour Banking by phone — not in digital banking
Incoming wire — domestic
$20 — $15 when sent from another U.S. Bank account
Incoming wire — international
$25
Same-day window — digital domestic wires
7:30 a.m.–4:30 p.m. CT on business days

U.S. Bank Consumer Pricing Information

Fees depend on your account

These are the published rates for U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026) — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how U.S. Bank compares to other banks.

Where we confirmed U.S. Bank's numbers

Each Bank-verified number appears on U.S. Bank's own published page. Open it to see the number for yourself. fin.codes is independent and not affiliated with U.S. Bank.

U.S. Bank knowledge baseusbank.com091 000 022 · checked June 29, 2026

Find your U.S. Bank number in your account

Find routing and account numbers in U.S. Bank online banking or the mobile app

Requires sign-in. Where to look: online banking, mobile app, paper check.

  1. Open the U.S. Bank Mobile App or sign in to U.S. Bank online banking.

  2. In the app, select the account, open Manage, and then open Account & routing number; the Smart Assistant can also answer the routing-number question.

  3. In online banking, select the account from the dashboard and review the top account box for the routing number.

  4. Use the account-number reveal control only inside the authenticated U.S. Bank account view.

U.S. Bank publishes self-service paths because routing and full account-number details are account-specific.

U.S. Bank ABA routing number page

Check these before you send money

  • Make sure the bank name on the transfer matches U.S. Bank National Association.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on U.S. Bank's official site or phone line before sending.
  • No one should ever need your password or full card number to look up a routing number — that's a scam.

U.S. Bank routing number FAQ

What is U.S. Bank's routing number?

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 091 000 022. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does U.S. Bank's routing number depend on my state?

Yes. U.S. Bank assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a U.S. Bank check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between U.S. Bank's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my U.S. Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a U.S. Bank check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

How much does U.S. Bank charge for a wire transfer?

Per U.S. Bank Consumer Pricing Information (checked July 6, 2026), for U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026): domestic wire — outgoing $30 ($25 when both accounts are at U.S. Bank); international wire — outgoing $50 (sent at a branch or via 24-Hour Banking by phone — not in digital banking); incoming wire — domestic $20 ($15 when sent from another U.S. Bank account); incoming wire — international $25. Fees vary by account type — confirm your own account's fee schedule before sending.

Where is U.S. Bank headquartered?

U.S. Bank National Association is a bank headquartered in Cincinnati, OH.

How does fin.codes check U.S. Bank's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official U.S. Bank source. 9 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with U.S. Bank before sending money.

Is fin.codes affiliated with U.S. Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by U.S. Bank National Association.

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