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U.S. Bank routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 091 000 022.

Bank-verifiedU.S. Bank knowledge basechecked June 29, 2026
⑆ Routing numbers
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

Depends on your state

9 numbers · MN

U.S. Bank uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.

Find your state's number
Domestic wireBank-verified

Incoming and outgoing domestic wire transfers

091 000 022

Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.

Type
bank
Headquarters
Cincinnati, OH
Customer service (800-USBANKS)
800-872-2657
Website
usbank.com
FDIC certificate
6548
FDIC reported assets
$683.4B
Parent company EIN
41-0255900 (U.S. Bancorp)
Who-called reports & caller context for this number — areacode.fyi, our sister reference
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Every U.S. Bank routing number

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Published fees

U.S. Bank wire transfer fees & limits

From U.S. Bank Consumer Pricing Information, checked July 6, 2026 — as published for U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026).

Domestic wire — outgoing
$30 — $25 when both accounts are at U.S. Bank
International wire — outgoing
$50 — sent at a branch or via 24-Hour Banking by phone — not in digital banking
Incoming wire — domestic
$20 — $15 when sent from another U.S. Bank account
Incoming wire — international
$25
Same-day window — digital domestic wires
7:30 a.m.–4:30 p.m. CT on business days

U.S. Bank Consumer Pricing Information · Screenshot of the fee schedule (captured July 6, 2026)

Fees depend on your account

These are the published rates for U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026) — other account types can differ, and fees change. Confirm your own account's fee schedule before sending, and see how U.S. Bank compares to other banks.

Find it yourself

Find your U.S. Bank number in your account

Find routing and account numbers in U.S. Bank online banking or the mobile app

Requires sign-in. Where to look: online banking, mobile app, paper check.

  1. Open the U.S. Bank Mobile App or sign in to U.S. Bank online banking.
  2. In the app, select the account, open Manage, and then open Account & routing number; the Smart Assistant can also answer the routing-number question.
  3. In online banking, select the account from the dashboard and review the top account box for the routing number.
  4. Use the account-number reveal control only inside the authenticated U.S. Bank account view.

U.S. Bank publishes self-service paths because routing and full account-number details are account-specific.

U.S. Bank ABA routing number page
Proof

Screenshots from the bank's own pages

Captured by our verification pipeline — a headless browser opens U.S. Bank's own pages, confirms each number, and saves watermarked, dated screenshots. Independent third-party evidence; fin.codes is not affiliated with U.S. Bank.

Screenshot from U.S. Bank knowledge base showing routing 091 000 022Official screenshot091 000 022 · captured June 29, 2026
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches U.S. Bank National Association.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on U.S. Bank's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

U.S. Bank routing number FAQ

What is U.S. Bank's routing number?

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 091 000 022. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does U.S. Bank's routing number depend on my state?

Yes. U.S. Bank assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a U.S. Bank check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between U.S. Bank's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my U.S. Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a U.S. Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

What is U.S. Bank's customer service number?

800-872-2657 — from U.S. Bank's own contact page (usbank.com), checked July 6, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.

How much does U.S. Bank charge for a wire transfer?

Per U.S. Bank Consumer Pricing Information (checked July 6, 2026), for U.S. Bank Personal Banking consumer accounts (Consumer Pricing Information, effective August 10, 2026): domestic wire — outgoing $30 ($25 when both accounts are at U.S. Bank); international wire — outgoing $50 (sent at a branch or via 24-Hour Banking by phone — not in digital banking); incoming wire — domestic $20 ($15 when sent from another U.S. Bank account); incoming wire — international $25. Fees vary by account type — confirm your own account's fee schedule before sending.

Where is U.S. Bank headquartered?

U.S. Bank National Association is a bank headquartered in Cincinnati, OH.

How does fin.codes check U.S. Bank's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official U.S. Bank source. 9 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with U.S. Bank before sending money.

Is fin.codes affiliated with U.S. Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by U.S. Bank National Association.

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