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BMO Bank routing numbers

071 025 661 is for direct deposit and ACH; 071 000 288 is for domestic wires.

Bank-verifiedBMO Direct Deposit Transfer Formchecked July 4, 2026
⑆ Routing numbers
Direct deposit & ACHBank-verified

Direct deposit, payroll, and ACH transfers

071 025 661

Confirmed against an official bank source. Always confirm with the bank before you send money.

Domestic wireBank-verified

Incoming and outgoing domestic wire transfers

071 000 288

Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.

Type
bank
Headquarters
Chicago, IL
General banking
1-888-340-2265
Website
bmo.com
FDIC certificate
16571
FDIC reported assets
$252.0B
Who-called reports & caller context for this number — areacode.fyi, our sister reference
Bank change

BMO Harris became BMO Bank N.A. in September 2023 — a legal rename on the same FDIC charter, not a new bank. What changed, with the records

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Published numbers

Contact BMO Bank

Every phone number BMO Bank publishes on its own contact page (bmo.com), checked July 6, 2026.

Screenshot of BMO Bank's contact page (captured July 6, 2026)

Verified customer service numbers for other banks

Find it yourself

Find your BMO Bank number in your account

Find your BMO Bank routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a BMO Bank check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Proof

Screenshots from the bank's own pages

Captured by our verification pipeline — a headless browser opens BMO Bank's own pages, confirms each number, and saves watermarked, dated screenshots. Independent third-party evidence; fin.codes is not affiliated with BMO Bank.

Screenshot from BMO Direct Deposit Transfer Form showing routing 071 025 661Official screenshot071 025 661 · captured July 4, 2026Screenshot from BMO Wire Payments Processing Schedule showing routing 071 000 288Official screenshot071 000 288 · captured July 4, 2026
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches BMO Bank National Association.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on BMO Bank's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

BMO Bank routing number FAQ

What is BMO Bank's routing number?

071 025 661 is for direct deposit and ACH; 071 000 288 is for domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

What's the difference between BMO Bank's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my BMO Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a BMO Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

What is BMO Bank's customer service number?

1-888-340-2265 — from BMO Bank's own contact page (bmo.com), checked July 6, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.

Where is BMO Bank headquartered?

BMO Bank National Association is a bank headquartered in Chicago, IL.

How does fin.codes check BMO Bank's routing numbers?

Every number passes the standard ABA checksum. 2 numbers are confirmed against an official BMO Bank source. 138 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with BMO Bank before sending money.

Is fin.codes affiliated with BMO Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by BMO Bank National Association.

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