bank

Varo Bank routing numbers

124 303 201 is the number for direct deposit and ACH transfers.

Bank-verifiedVaro blog: account and routing numbers for tax refundschecked July 4, 2026

⑆ Routing numbers

Direct deposit & ACHBank-verified

Direct deposit, payroll, and ACH transfers

124 303 201

Confirmed against an official bank source. Always confirm with the bank before you send money.

Type: bank
Headquarters: Draper, UT
Website: varomoney.com
FDIC certificate: 59190
FDIC reported assets: $374.3M

All numbers

Every Varo Bank routing number

Lookup tool

124 303 201
ACHAll states
Bank-verifiedVaro blog: account and routing numbers for tax refunds
Checked July 4, 2026

Find it yourself

Find your Varo Bank number in your account

Find routing and account numbers in the Varo app

Requires sign-in. Where to look: mobile app.

Open the Varo app and go to the Home page.
Select the Bank or Savings Account that needs routing/account details.
Tap the gear symbol in the top-right corner.
Toggle Show account number(s) to display the selected account's routing and account number.

Varo documents routing/account lookup inside the app, so fin.codes treats this as self-service guidance instead of a public universal routing number.

Varo routing and account number support article

Proof

Screenshots from the bank's own pages

Captured by our verification pipeline — a headless browser opens Varo Bank's own pages, confirms each number, and saves watermarked, dated screenshots. Independent third-party evidence; fin.codes is not affiliated with Varo Bank.

Official screenshot124 303 201 · captured July 4, 2026

Before you send

Check these before you send money

Confirm the bank name on the transfer matches Varo Bank, National Association.
Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
For wires, double-check the recipient's name and address too.
If instructions arrived by email, confirm them on Varo Bank's official site or phone line before sending.
No one should ever need your password or full card number to confirm a routing number — that's a scam.

FAQ

Varo Bank routing number FAQ

What is Varo Bank's routing number?

124 303 201 is the number for direct deposit and ACH transfers. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Varo Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a Varo Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Varo Bank headquartered?

Varo Bank, National Association is a bank headquartered in Draper, UT.

How does fin.codes check Varo Bank's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official Varo Bank source. fin.codes is an independent reference, not a bank — always confirm transfer details with Varo Bank before sending money.

Is fin.codes affiliated with Varo Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Varo Bank, National Association.

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