Direct deposit, payroll, and ACH transfers
Confirmed against an official bank source. Always confirm with the bank before you send money.
124 003 116 is for direct deposit and ACH; 072 014 477 is for domestic wires (cross-checked against public directories, not confirmed by the bank).
Bank-verifiedAlly account information FAQchecked June 28, 2026Direct deposit, payroll, and ACH transfers
Confirmed against an official bank source. Always confirm with the bank before you send money.
Incoming and outgoing domestic wire transfers
Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.
Every phone number Ally publishes on its own contact page (ally.com), checked July 4, 2026.
Where to look: a check, online banking, the mobile app.
124 003 116 is for direct deposit and ACH; 072 014 477 is for domestic wires (cross-checked against public directories, not confirmed by the bank). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.
Your routing number is the first 9 digits in the bottom-left of a Ally check, or in your online and mobile banking under account or routing details. You can also confirm it by calling 1-877-247-2559. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
1-877-247-2559 — from Ally's own contact page (ally.com), checked July 4, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.
Ally Bank is a bank headquartered in Sandy, UT.
Every number passes the standard ABA checksum. 1 number is confirmed against an official Ally source. 3 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Ally before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Ally Bank.