bank

American National Bank & Trust routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 051 401 027 (cross-checked against public directories, not confirmed by the bank).

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbers
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

Depends on your state

16 numbers · FL, MN, NE, OK, TX, VA, WI

American National Bank & Trust uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.

Find your state's number
Domestic wireCross-checked

Incoming and outgoing domestic wire transfers

051 401 027

Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.

Type
bank
Headquarters
Wichita Falls, TX
Website
amnat.com
FDIC certificate
22373
FDIC reported assets
$2.5B
All numbers

Every American National Bank & Trust routing number

Lookup tool
14 of 14
Unconfirmed2 more numbers seen in public data

These appear for American National Bank & Trust in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with American National Bank & Trust first.

  • 075 901 516American National Bank & Trust unverified routing candidate
  • 104 102 202American National Bank & Trust unverified routing candidate
Find it yourself

Find your American National Bank & Trust number in your account

Find your American National Bank & Trust routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a American National Bank & Trust check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches American National Bank & Trust.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on American National Bank & Trust's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

American National Bank & Trust routing number FAQ

What is American National Bank & Trust's routing number?

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 051 401 027 (cross-checked against public directories, not confirmed by the bank). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does American National Bank & Trust's routing number depend on my state?

Yes. American National Bank & Trust assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a American National Bank & Trust check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between American National Bank & Trust's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my American National Bank & Trust routing number?

Your routing number is the first 9 digits in the bottom-left of a American National Bank & Trust check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is American National Bank & Trust headquartered?

American National Bank & Trust is a bank headquartered in Wichita Falls, TX.

How does fin.codes check American National Bank & Trust's routing numbers?

Every number passes the standard ABA checksum. 14 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with American National Bank & Trust before sending money.

Is fin.codes affiliated with American National Bank & Trust?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by American National Bank & Trust.

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