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Bank of Ocean City routing numbers

Bank of Ocean City's routing number is listed as 052 102 312 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersBank of Ocean City
Direct deposit, ACH & wiresCross-checked

Direct deposit, payroll, ACH transfers, and domestic wires

052 102 312

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
bank
Headquarters
Ocean City, MD
FDIC certificate
5867
FDIC reported assets
$661.3M
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Every Bank of Ocean City routing number

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Find it yourself

Find your Bank of Ocean City number in your account

Find your Bank of Ocean City routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Bank of Ocean City check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Bank of Ocean City.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Bank of Ocean City's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Bank of Ocean City routing number FAQ

What is Bank of Ocean City's routing number?

Bank of Ocean City's routing number is listed as 052 102 312 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Bank of Ocean City routing number?

Your routing number is the first 9 digits in the bottom-left of a Bank of Ocean City check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Bank of Ocean City headquartered?

Bank of Ocean City is a bank headquartered in Ocean City, MD.

How does fin.codes check Bank of Ocean City's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Bank of Ocean City before sending money.

Is fin.codes affiliated with Bank of Ocean City?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Bank of Ocean City.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.