Direct deposit, payroll, ACH transfers, and domestic wires
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Bank of Ocean City's routing number is listed as 052 102 312 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)
Cross-checkedFDIC BankFind Suitechecked June 28, 2026Direct deposit, payroll, ACH transfers, and domestic wires
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
Bank of Ocean City's routing number is listed as 052 102 312 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Bank of Ocean City check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Bank of Ocean City is a bank headquartered in Ocean City, MD.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Bank of Ocean City before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Bank of Ocean City.