fin.codes2026 reference dataAPI
bank

Bank of Utica routing numbers

Bank of Utica's routing number is listed as 021 311 383 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersBank of Utica
Direct deposit, ACH & wiresCross-checked

Direct deposit, payroll, ACH transfers, and domestic wires

021 311 383

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
bank
Headquarters
Utica, NY
FDIC certificate
13397
FDIC reported assets
$1.4B
All numbers

Every Bank of Utica routing number

Lookup tool
1 of 1
Find it yourself

Find your Bank of Utica number in your account

Find your Bank of Utica routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Bank of Utica check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Bank of Utica.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Bank of Utica's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Bank of Utica routing number FAQ

What is Bank of Utica's routing number?

Bank of Utica's routing number is listed as 021 311 383 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Bank of Utica routing number?

Your routing number is the first 9 digits in the bottom-left of a Bank of Utica check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Bank of Utica headquartered?

Bank of Utica is a bank headquartered in Utica, NY.

How does fin.codes check Bank of Utica's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Bank of Utica before sending money.

Is fin.codes affiliated with Bank of Utica?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Bank of Utica.

Browse

Keep exploring

Banks BAlphabetical directoryBanks in NYBy headquarters stateRouting lookupSearch any 9-digit number
Abacus Federal Savings BankAbyssinian Baptist ChurchAcademicAccess
Sourced & dated financial-code reference

Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.