Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
231 379 636 is the number for direct deposit and ACH transfers (cross-checked against public directories, not confirmed by the bank).
Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
231 379 636 is the number for direct deposit and ACH transfers (cross-checked against public directories, not confirmed by the bank). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Bradford Area check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Bradford Area is a credit union headquartered in Bradford, PA.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Bradford Area before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Bradford Area.