Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Capital Bank and Trust Company's routing number is 064 009 144 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).
Cross-checkedFDIC BankFind Suitechecked June 28, 2026Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
Capital Bank and Trust Company's routing number is 064 009 144 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Capital Bank and Trust Company check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Capital Bank and Trust Company is a bank headquartered in Irvine, CA.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Capital Bank and Trust Company before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Capital Bank and Trust Company.