fin.codes2026 reference dataAPI
credit union

Cent routing numbers

Cent's ACH and direct-deposit routing number depends on the U.S. state where you opened your account — find yours in the table below.

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersCent
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

Depends on your state

2 numbers · IA

Cent uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.

Find your state's number
Type
credit union
Headquarters
Mason City, IA
NCUA charter
65238
NCUA reported assets
$165.9M
All numbers

Every Cent routing number

Lookup tool
2 of 2
Find it yourself

Find your Cent number in your account

Find your Cent routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Cent check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Cent.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Cent's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Cent routing number FAQ

What is Cent's routing number?

Cent's ACH and direct-deposit routing number depends on the U.S. state where you opened your account — find yours in the table below. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does Cent's routing number depend on my state?

Yes. Cent assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Cent check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

How do I find my Cent routing number?

Your routing number is the first 9 digits in the bottom-left of a Cent check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Cent headquartered?

Cent is a credit union headquartered in Mason City, IA.

How does fin.codes check Cent's routing numbers?

Every number passes the standard ABA checksum. 2 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Cent before sending money.

Is fin.codes affiliated with Cent?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Cent.

Browse

Keep exploring

Banks CAlphabetical directoryBanks in IABy headquarters stateRouting lookupSearch any 9-digit number
1st Gateway5 Star CommunityAceAdvantage 64030
Sourced & dated financial-code reference

Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.