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Citizens Guaranty Bank routing numbers

Citizens Guaranty Bank's routing number is 042 101 475 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersCitizens Guaranty Bank
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

042 101 475

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
bank
Headquarters
Richmond, KY
Website
cg.bank
FDIC certificate
20872
FDIC reported assets
$299.2M
All numbers

Every Citizens Guaranty Bank routing number

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Find it yourself

Find your Citizens Guaranty Bank number in your account

Find your Citizens Guaranty Bank routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Citizens Guaranty Bank check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Citizens Guaranty Bank.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Citizens Guaranty Bank's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Citizens Guaranty Bank routing number FAQ

What is Citizens Guaranty Bank's routing number?

Citizens Guaranty Bank's routing number is 042 101 475 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Citizens Guaranty Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a Citizens Guaranty Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Citizens Guaranty Bank headquartered?

Citizens Guaranty Bank is a bank headquartered in Richmond, KY.

How does fin.codes check Citizens Guaranty Bank's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Citizens Guaranty Bank before sending money.

Is fin.codes affiliated with Citizens Guaranty Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Citizens Guaranty Bank.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.