042 101 475 is the number for direct deposit and ACH transfers (cross-checked against public directories, not confirmed by the bank).
042101475
Direct deposit, payroll, and ACH transfers.
1 number · 1 cross-checked
| Routing number | Use | State | Verification | Checked | Copy |
|---|---|---|---|---|---|
| 042 101 475Cross-checked | ACH | KYACH | Cross-checked | June 28, 2026 |
Where to look: a check, online banking, the mobile app.
Look at the bottom-left of a Citizens Guaranty Bank check — the first 9 digits are your routing number.
Or sign in to online or mobile banking and open your account or routing details.
Or call the number on the back of your card and ask for the ABA routing number for your account.
Confirm the number with the bank before using it for direct deposit or a transfer.
042 101 475 is the number for direct deposit and ACH transfers (cross-checked against public directories, not confirmed by the bank). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Citizens Guaranty Bank check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Citizens Guaranty Bank is a bank headquartered in Richmond, KY.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Citizens Guaranty Bank before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Citizens Guaranty Bank.
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