Cottonwood Community routing numbers

323 172 958 is the number for direct deposit and ACH transfers (cross-checked against public directories, not confirmed by the bank).

Cross-checkedNCUA 5300 Call Report · checked June 30, 2026
Direct deposit & ACHCross-checked

323172958

Direct deposit, payroll, and ACH transfers.

Source NCUA 5300 Call ReportChecked June 30, 2026
Type
credit union
Headquarters
Cottonwood, ID
NCUA charter
4960
NCUA reported assets
$285.5M

Every Cottonwood Community routing number

1 number · 1 cross-checked

Routing numberUseStateVerificationCheckedCopy
323 172 958Cross-checkedACHIDACHCross-checkedJune 28, 2026
1–1 of 1

Find your Cottonwood Community number in your account

Find your Cottonwood Community routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Cottonwood Community check — the first 9 digits are your routing number.

  2. Or sign in to online or mobile banking and open your account or routing details.

  3. Or call the number on the back of your card and ask for the ABA routing number for your account.

  4. Confirm the number with the bank before using it for direct deposit or a transfer.

Check these before you send money

  • Make sure the bank name on the transfer matches Cottonwood Community.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Cottonwood Community's official site or phone line before sending.
  • Avoid: No one should ever need your password or full card number to look up a routing number — that's a scam.

Cottonwood Community routing number FAQ

What is Cottonwood Community's routing number?

323 172 958 is the number for direct deposit and ACH transfers (cross-checked against public directories, not confirmed by the bank). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Cottonwood Community routing number?

Your routing number is the first 9 digits in the bottom-left of a Cottonwood Community check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Cottonwood Community headquartered?

Cottonwood Community is a credit union headquartered in Cottonwood, ID.

How does fin.codes check Cottonwood Community's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Cottonwood Community before sending money.

Is fin.codes affiliated with Cottonwood Community?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Cottonwood Community.

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