Democracy routing numbers

254 074 688 works for direct deposit, ACH, and domestic wires. (cross-checked against public directories, not confirmed by the bank)

Cross-checkedNCUA 5300 Call Report · checked June 30, 2026
Direct deposit, ACH & wiresCross-checked

254074688

Direct deposit, payroll, ACH transfers, and domestic wires.

Source NCUA 5300 Call ReportChecked June 30, 2026
Type
credit union
Headquarters
Alexandria, VA
NCUA charter
1407
NCUA reported assets
$188.2M

Every Democracy routing number

1 number · 1 cross-checked

Routing numberUseStateVerificationCheckedCopy
254 074 688Cross-checkedACH · WireVAACH · WireCross-checkedJune 28, 2026
1–1 of 1

Find your Democracy number in your account

Find your Democracy routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Democracy check — the first 9 digits are your routing number.

  2. Or sign in to online or mobile banking and open your account or routing details.

  3. Or call the number on the back of your card and ask for the ABA routing number for your account.

  4. Confirm the number with the bank before using it for direct deposit or a transfer.

Check these before you send money

  • Make sure the bank name on the transfer matches Democracy.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Democracy's official site or phone line before sending.
  • Avoid: No one should ever need your password or full card number to look up a routing number — that's a scam.

Democracy routing number FAQ

What is Democracy's routing number?

254 074 688 works for direct deposit, ACH, and domestic wires. (cross-checked against public directories, not confirmed by the bank) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Democracy routing number?

Your routing number is the first 9 digits in the bottom-left of a Democracy check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Democracy headquartered?

Democracy is a credit union headquartered in Alexandria, VA.

How does fin.codes check Democracy's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Democracy before sending money.

Is fin.codes affiliated with Democracy?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Democracy.

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