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Financial Trust routing numbers

Financial Trust's ACH and direct-deposit routing number depends on the U.S. state where you opened your account — find yours in the table below.

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersFinancial Trust
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

Depends on your state

2 numbers · NY

Financial Trust uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.

Find your state's number
Type
credit union
Headquarters
Cheektowaga, NY
NCUA charter
6870
NCUA reported assets
$198.3M
All numbers

Every Financial Trust routing number

Lookup tool
2 of 2
Find it yourself

Find your Financial Trust number in your account

Find your Financial Trust routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Financial Trust check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Financial Trust.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Financial Trust's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Financial Trust routing number FAQ

What is Financial Trust's routing number?

Financial Trust's ACH and direct-deposit routing number depends on the U.S. state where you opened your account — find yours in the table below. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does Financial Trust's routing number depend on my state?

Yes. Financial Trust assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Financial Trust check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

How do I find my Financial Trust routing number?

Your routing number is the first 9 digits in the bottom-left of a Financial Trust check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Financial Trust headquartered?

Financial Trust is a credit union headquartered in Cheektowaga, NY.

How does fin.codes check Financial Trust's routing numbers?

Every number passes the standard ABA checksum. 2 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Financial Trust before sending money.

Is fin.codes affiliated with Financial Trust?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Financial Trust.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.