Direct deposit, payroll, and ACH transfers
Listed in public data but not yet confirmed — verify before you use it. Always confirm with the bank before you send money.
Finger Lakes Health Care's routing number is 221 381 003 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).
Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026Direct deposit, payroll, and ACH transfers
Listed in public data but not yet confirmed — verify before you use it. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
Finger Lakes Health Care's routing number is 221 381 003 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Finger Lakes Health Care check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Finger Lakes Health Care is a credit union headquartered in Elmira, NY.
Every number passes the standard ABA checksum. fin.codes is an independent reference, not a bank — always confirm transfer details with Finger Lakes Health Care before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Finger Lakes Health Care.