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First Federal Savings of Middletown routing numbers

First Federal Savings of Middletown's routing number is listed as 221 972 098 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersFirst Federal Savings of Middletown
Direct deposit, ACH & wiresCross-checked

Direct deposit, payroll, ACH transfers, and domestic wires

221 972 098

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
bank
Headquarters
Middletown, NY
FDIC certificate
28712
FDIC reported assets
$185.9M
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Every First Federal Savings of Middletown routing number

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Find your First Federal Savings of Middletown number in your account

Find your First Federal Savings of Middletown routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a First Federal Savings of Middletown check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches First Federal Savings of Middletown.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on First Federal Savings of Middletown's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

First Federal Savings of Middletown routing number FAQ

What is First Federal Savings of Middletown's routing number?

First Federal Savings of Middletown's routing number is listed as 221 972 098 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my First Federal Savings of Middletown routing number?

Your routing number is the first 9 digits in the bottom-left of a First Federal Savings of Middletown check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is First Federal Savings of Middletown headquartered?

First Federal Savings of Middletown is a bank headquartered in Middletown, NY.

How does fin.codes check First Federal Savings of Middletown's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with First Federal Savings of Middletown before sending money.

Is fin.codes affiliated with First Federal Savings of Middletown?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by First Federal Savings of Middletown.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.