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credit union

Heart O' Texas bank profile

Heart O' Texas doesn't have a published routing number on fin.codes yet. Here's how to find yours inside your account and confirm it's right.

Cross-checkedNCUA 5300 Call Reportchecked March 31, 2026
No routing number published yet
fin.codes hasn't confirmed a routing number for Heart O' Texas yet. Find yours on the bottom-left of a check or in your online banking under account details — the steps below walk through it — and confirm it with the bank before sending money.
Type
credit union
Headquarters
Waco, TX
NCUA charter
11032
NCUA reported assets
$54.6M
Find it yourself

Find your Heart O' Texas number in your account

Find your Heart O' Texas routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Heart O' Texas check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Heart O' Texas.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Heart O' Texas's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Heart O' Texas routing number FAQ

What is Heart O' Texas's routing number?

fin.codes doesn't list a routing number for Heart O' Texas yet. Find yours on the bottom-left of a check or in your online banking under account details, and confirm it with Heart O' Texas.

How do I find my Heart O' Texas routing number?

Your routing number is the first 9 digits in the bottom-left of a Heart O' Texas check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Heart O' Texas headquartered?

Heart O' Texas is a credit union headquartered in Waco, TX.

How does fin.codes check Heart O' Texas's routing numbers?

Every number passes the standard ABA checksum. fin.codes is an independent reference, not a bank — always confirm transfer details with Heart O' Texas before sending money.

Is fin.codes affiliated with Heart O' Texas?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Heart O' Texas.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.