Direct deposit, payroll, ACH transfers, and domestic wires
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Heritage Bank of the Ozarks's routing number is listed as 081 519 031 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)
Cross-checkedFDIC BankFind Suitechecked June 28, 2026Direct deposit, payroll, ACH transfers, and domestic wires
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
Heritage Bank of the Ozarks's routing number is listed as 081 519 031 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Heritage Bank of the Ozarks check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Heritage Bank of the Ozarks is a bank headquartered in Lebanon, MO.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Heritage Bank of the Ozarks before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Heritage Bank of the Ozarks.