Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Inner Lakes's routing number is 222 383 055 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).
Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
Inner Lakes's routing number is 222 383 055 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Inner Lakes check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Inner Lakes is a credit union headquartered in Westfield, NY.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Inner Lakes before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Inner Lakes.