Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Kansas City's routing number is 301 081 016 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).
Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
Kansas City's routing number is 301 081 016 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a Kansas City check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Kansas City is a credit union headquartered in Kansas City, MO.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Kansas City before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Kansas City.