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Kirkwood Bank & Trust Co. routing numbers

Kirkwood Bank & Trust Co.'s routing number is listed as 091 310 592 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersKirkwood Bank & Trust Co.
Direct deposit, ACH & wiresCross-checked

Direct deposit, payroll, ACH transfers, and domestic wires

091 310 592

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
bank
Headquarters
Bismarck, ND
FDIC certificate
21928
FDIC reported assets
$361.7M
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Every Kirkwood Bank & Trust Co. routing number

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Find your Kirkwood Bank & Trust Co. routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Kirkwood Bank & Trust Co. check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Kirkwood Bank & Trust Co..
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Kirkwood Bank & Trust Co.'s official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Kirkwood Bank & Trust Co. routing number FAQ

What is Kirkwood Bank & Trust Co.'s routing number?

Kirkwood Bank & Trust Co.'s routing number is listed as 091 310 592 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Kirkwood Bank & Trust Co. routing number?

Your routing number is the first 9 digits in the bottom-left of a Kirkwood Bank & Trust Co. check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Kirkwood Bank & Trust Co. headquartered?

Kirkwood Bank & Trust Co. is a bank headquartered in Bismarck, ND.

How does fin.codes check Kirkwood Bank & Trust Co.'s routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Kirkwood Bank & Trust Co. before sending money.

Is fin.codes affiliated with Kirkwood Bank & Trust Co.?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Kirkwood Bank & Trust Co..

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.