fin.codes2026 reference dataAPI
bank

Lake-Osceola State Bank routing numbers

Lake-Osceola State Bank's routing number is listed as 072 405 604 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersLake-Osceola State Bank
Direct deposit, ACH & wiresUnconfirmed

Direct deposit, payroll, ACH transfers, and domestic wires

072 405 604

Listed in public data but not yet confirmed — verify before you use it. Always confirm with the bank before you send money.

Type
bank
Headquarters
Baldwin, MI
Website
losb.com
FDIC certificate
8172
FDIC reported assets
$481.4M
All numbers

Every Lake-Osceola State Bank routing number

Lookup tool
1 of 1
Find it yourself

Find your Lake-Osceola State Bank number in your account

Find your Lake-Osceola State Bank routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Lake-Osceola State Bank check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Lake-Osceola State Bank.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Lake-Osceola State Bank's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Lake-Osceola State Bank routing number FAQ

What is Lake-Osceola State Bank's routing number?

Lake-Osceola State Bank's routing number is listed as 072 405 604 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Lake-Osceola State Bank routing number?

Your routing number is the first 9 digits in the bottom-left of a Lake-Osceola State Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Lake-Osceola State Bank headquartered?

Lake-Osceola State Bank is a bank headquartered in Baldwin, MI.

How does fin.codes check Lake-Osceola State Bank's routing numbers?

Every number passes the standard ABA checksum. fin.codes is an independent reference, not a bank — always confirm transfer details with Lake-Osceola State Bank before sending money.

Is fin.codes affiliated with Lake-Osceola State Bank?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Lake-Osceola State Bank.

Browse

Keep exploring

Banks LAlphabetical directoryBanks in MIBy headquarters stateRouting lookupSearch any 9-digit number
1st State Bank4frontA B DAac
Sourced & dated financial-code reference

Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.