What is Lake Shore Bank's routing number?
Lake Shore Bank's ACH and direct-deposit routing number depends on the U.S. state where you opened your account. For domestic wires, Lake Shore Bank uses 222 371 656 (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Does Lake Shore Bank's routing number depend on my state?
Yes. Lake Shore Bank assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Lake Shore Bank check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.
What's the difference between Lake Shore Bank's ACH and wire routing numbers?
Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.
How do I find my Lake Shore Bank routing number?
Your routing number is the first 9 digits in the bottom-left of a Lake Shore Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Where is Lake Shore Bank headquartered?
Lake Shore Bank is a bank headquartered in Dunkirk, NY.
How does fin.codes check Lake Shore Bank's routing numbers?
Every number passes the standard ABA checksum. 2 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Lake Shore Bank before sending money.
Is fin.codes affiliated with Lake Shore Bank?
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Lake Shore Bank.