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Live Oak Banking Company routing numbers

Live Oak Banking Company's routing number is 053 112 822 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersLive Oak Banking Company
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

053 112 822

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
bank
Headquarters
Wilmington, NC
FDIC certificate
58665
FDIC reported assets
$15.2B
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Every Live Oak Banking Company routing number

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Find your Live Oak Banking Company number in your account

Find your Live Oak Banking Company routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Live Oak Banking Company check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Live Oak Banking Company.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Live Oak Banking Company's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Live Oak Banking Company routing number FAQ

What is Live Oak Banking Company's routing number?

Live Oak Banking Company's routing number is 053 112 822 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Live Oak Banking Company routing number?

Your routing number is the first 9 digits in the bottom-left of a Live Oak Banking Company check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Live Oak Banking Company headquartered?

Live Oak Banking Company is a bank headquartered in Wilmington, NC.

How does fin.codes check Live Oak Banking Company's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Live Oak Banking Company before sending money.

Is fin.codes affiliated with Live Oak Banking Company?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Live Oak Banking Company.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.