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Loco routing numbers

Loco's routing number is listed as 312 276 030 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersLoco
Direct deposit, ACH & wiresCross-checked

Direct deposit, payroll, ACH transfers, and domestic wires

312 276 030

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
credit union
Headquarters
Alamogordo, NM
NCUA charter
66117
NCUA reported assets
$62.0M
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Every Loco routing number

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Find it yourself

Find your Loco number in your account

Find your Loco routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Loco check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Loco.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Loco's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Loco routing number FAQ

What is Loco's routing number?

Loco's routing number is listed as 312 276 030 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Loco routing number?

Your routing number is the first 9 digits in the bottom-left of a Loco check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Loco headquartered?

Loco is a credit union headquartered in Alamogordo, NM.

How does fin.codes check Loco's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Loco before sending money.

Is fin.codes affiliated with Loco?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Loco.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.