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Massena Savings and Loan routing numbers

Massena Savings and Loan's routing number is 221 371 628 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).

Cross-checkedFDIC BankFind Suitechecked June 28, 2026
⑆ Routing numbersMassena Savings and Loan
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

221 371 628

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
bank
Headquarters
Massena, NY
FDIC certificate
30429
FDIC reported assets
$200.6M
All numbers

Every Massena Savings and Loan routing number

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Find it yourself

Find your Massena Savings and Loan number in your account

Find your Massena Savings and Loan routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Massena Savings and Loan check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Massena Savings and Loan.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Massena Savings and Loan's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Massena Savings and Loan routing number FAQ

What is Massena Savings and Loan's routing number?

Massena Savings and Loan's routing number is 221 371 628 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Massena Savings and Loan routing number?

Your routing number is the first 9 digits in the bottom-left of a Massena Savings and Loan check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Massena Savings and Loan headquartered?

Massena Savings and Loan is a bank headquartered in Massena, NY.

How does fin.codes check Massena Savings and Loan's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Massena Savings and Loan before sending money.

Is fin.codes affiliated with Massena Savings and Loan?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Massena Savings and Loan.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.