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Members Heritage routing numbers

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 242 176 006 (cross-checked against public directories, not confirmed by the bank).

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbers
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

Depends on your state

2 numbers · KY

Members Heritage uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.

Find your state's number
Domestic wireCross-checked

Incoming and outgoing domestic wire transfers

242 176 006

Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.

Type
credit union
Headquarters
Lexington, KY
NCUA charter
68661
NCUA reported assets
$583.6M
All numbers

Every Members Heritage routing number

Lookup tool
1 of 1
Unconfirmed1 more number seen in public data

These appear for Members Heritage in public routing data but haven't met our cross-check bar — treat them as leads, not answers. Don't use one without confirming it with Members Heritage first.

  • 242 176 323Members Heritage unverified routing candidate
Find it yourself

Find your Members Heritage number in your account

Find your Members Heritage routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Members Heritage check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Members Heritage.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Members Heritage's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Members Heritage routing number FAQ

What is Members Heritage's routing number?

The ACH and direct-deposit number depends on the U.S. state where you opened your account; domestic wires use 242 176 006 (cross-checked against public directories, not confirmed by the bank). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does Members Heritage's routing number depend on my state?

Yes. Members Heritage assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Members Heritage check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between Members Heritage's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my Members Heritage routing number?

Your routing number is the first 9 digits in the bottom-left of a Members Heritage check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Members Heritage headquartered?

Members Heritage is a credit union headquartered in Lexington, KY.

How does fin.codes check Members Heritage's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Members Heritage before sending money.

Is fin.codes affiliated with Members Heritage?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Members Heritage.

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