fin.codes2026 reference dataAPI
credit union

North Central Area routing numbers

North Central Area's routing number is 272 484 247 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersNorth Central Area
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

272 484 247

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
credit union
Headquarters
Houghton Lake, MI
NCUA charter
61953
NCUA reported assets
$269.4M
All numbers

Every North Central Area routing number

Lookup tool
1 of 1
Find it yourself

Find your North Central Area number in your account

Find your North Central Area routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a North Central Area check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches North Central Area.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on North Central Area's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

North Central Area routing number FAQ

What is North Central Area's routing number?

North Central Area's routing number is 272 484 247 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my North Central Area routing number?

Your routing number is the first 9 digits in the bottom-left of a North Central Area check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is North Central Area headquartered?

North Central Area is a credit union headquartered in Houghton Lake, MI.

How does fin.codes check North Central Area's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with North Central Area before sending money.

Is fin.codes affiliated with North Central Area?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by North Central Area.

Browse

Keep exploring

Banks NAlphabetical directoryBanks in MIBy headquarters stateRouting lookupSearch any 9-digit number
1st State Bank4frontA B DAac
Sourced & dated financial-code reference

Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.